Personal loans in Morton, TX
From the 2020 Census base to the 2023 estimate, the population declined by about 0.2%. With 1,677 residents, Morton outranks about 46% of the communities in Texas.
With roughly 1,677 residents, Morton is a small community, and the lending rules its borrowers live under are written in Texas, not by the city. Use the calculator on this page to price an amount and term before you commit in Morton. A lender that serves Morton operates under Texas lending statutes and a Texas supervisor. For a bigger market, look to Levelland, TX about 25 miles away.
Morton by the numbers
The figures below are Morton's own — Census population, land area and coordinates — followed by the Texas rules.
- Population: the Census counts 1,677 residents in Morton (Vintage 2023 subcounty estimate), the 657th-largest figure among Texas's 1,224 places.
- Population trend: The 2020-to-2023 change is negative, near 0.2%.
- Net change: roughly 4 fewer people than the 2020 Census counted.
- Size percentile: about 46% of Texas's Census places are smaller than Morton.
- Land and density: 1.5 square miles of land carry roughly 1,114 residents per square mile.
- Land area: Morton covers 1.5 square miles, the 855th-largest area among Texas's 1,224 places.
- Within Texas: about 0.0% of the state's population lives in Morton.
- National rank: Morton is 8,296th of 19,457 places nationwide.
- Growth rank: Morton ranks 891st among Texas's 1,224 places for the 2020-to-2023 change.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Morton's 0.2%.
- Density rank: Morton places 437th among Texas's places by people per square mile.
- Density vs Texas: Morton's 1,114 people per square mile compare with a state median of 840.
- Location: it lies at 33.7248, -102.7592 in the Census Gazetteer.
- Nearest larger cities: Levelland (25 mi); Littlefield (28 mi); Muleshoe (35 mi); Shallowater (44 mi); Wolfforth (46 mi). Online lenders reach Morton no matter how far the nearest branch is.
- Nearest smaller towns: Whiteface (12 mi); Causey (23 mi); Sundown (24 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 17 smaller Census places.
- At 100 miles: 31 larger Census places fall inside that radius.
Morton in state context
Set beside Texas's 1,224 places, Morton ranks 657th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Morton ranks 891st of 1,224 in Texas (about the 27th percentile). By density, at about 1,114 people per square mile, it ranks 437th in Texas. The population moved by about 4 people between 2020 and 2023, a 0.2% shift.
Morton on the map
Morton covers about 1.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,114 people per square mile. Houston, the largest place in Texas, is about 511 miles from Morton. Morton has 8 larger places within a 50-mile radius. The 100-mile radius contains 31 larger places.
Steps to take before a Morton loan
A sensible order of operations for a loan in Morton, home to about 1,677 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Texas regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Texas; what changes is your credit file, not the fact that Morton holds 1,677 people.
What Texas law requires in Morton
Read the table as a lender's compliance picture for Morton: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How lenders reach Morton
At roughly 1,114 people per square mile, Morton is moderately settled; 8 larger places lie within 50 miles. Lenders licensed in Texas reach Morton's 1,677 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Levelland, TX about 25 miles away.
Common questions
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Nearby places
- Whiteface, TX — population 365
- Sundown, TX — population 1,292
- Causey, NM — population 68
- Sudan, TX — population 933
- Levelland, TX — population 12,530
- Amherst, TX — population 655
- Littlefield, TX — population 5,768
- Opdyke West, TX — population 227