Personal loans in Stuckey, SC
A lender serving Stuckey holds a South Carolina licence and answers to a South Carolina regulator; no city office is involved for its 193 residents. At about 193 residents, Stuckey is larger than roughly 14% of the places in South Carolina.
Stuckey lost roughly 2.5% of its population across the 2020-to-2023 comparison. Lenders active in Stuckey report to a South Carolina supervisor, identified in the sourced rows below. For a community of about 193, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Hemingway, SC about 4 miles away.
Local context for Stuckey
Set out below is Stuckey's local context next to the state-level rules that reach every lender here.
- Population: 193 residents; Stuckey is the 233rd-largest of 271 places in South Carolina (US Census Bureau, Vintage 2023).
- Population trend: About 2.5% below the 2020 Census base.
- People gained or lost: about 5 fewer since the 2020 base.
- Size percentile: about 14% of South Carolina's Census places are smaller than Stuckey.
- Population density: about 206 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Stuckey covers 0.9 square miles, the 227th-largest area among South Carolina's 271 places.
- Within South Carolina: about 0.0% of the state's population lives in Stuckey.
- Nationally: Stuckey is the 16,598th-largest of 19,457 Census places in the dataset.
- Growth rank: Stuckey's 2020-to-2023 change ranks 224th of 271 places in South Carolina.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Stuckey's 2.5%.
- Density rank: Stuckey places 213th among South Carolina's places by people per square mile.
- Density vs South Carolina: Stuckey's 206 people per square mile compare with a state median of 584.
- Location: it lies at 33.7322, -79.5131 in the Census Gazetteer.
- Nearest larger cities: Hemingway (4 mi); Johnsonville (7 mi); Lake City (17 mi); Scranton (18 mi); Pamplico (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Pawleys Island (31 mi); Jamestown (33 mi); Sellers (38 mi).
- Smaller places within 50 miles: 4 of them.
- Within 100 miles: 186 places are larger than Stuckey.
Steps to take before a Stuckey loan
A sensible order of operations for a loan in Stuckey, home to about 193 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a South Carolina licence by checking the regulator named above.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Stuckey and the rest of South Carolina is not the process but the borrower's own file, among the 193 people here.
Stuckey on the map
The Census Gazetteer records about 0.9 square miles of land within Stuckey, with no significant water area listed. With 193 residents, the land area yields roughly 206 people per square mile. Charleston, the largest place in South Carolina, is about 68 miles from Stuckey. Stuckey has 43 larger places within a 50-mile radius. Within the same 50 miles lie 4 smaller Census places.
Stuckey's place among South Carolina's 271 places
Within South Carolina, Stuckey holds roughly 0.0% of all residents, the 233rd-largest share among 271 places. Its 2020-to-2023 change ranks 224th of 271 South Carolina places, putting it near the 17th percentile for growth. By density, at about 206 people per square mile, it ranks 213th in South Carolina. Within 50 miles sit 4 smaller Census places, alongside the 43 that are larger.
Borrowing reach in Stuckey
With about 206 residents per square mile, Stuckey is lightly settled, and 43 larger Census places sit within 50 miles. Distance to a branch rarely matters for Stuckey's 193 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Hemingway, SC about 4 miles away.
The South Carolina lending rules that reach Stuckey
South Carolina has no separate rate rule for Stuckey; the sourced rows below are what reach every lender that serves its 193 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Common questions
What are my options in Stuckey if my credit is poor?
What loan size can I expect in Stuckey?
Do I have to pledge anything to borrow in Stuckey?
Does comparing loans in Stuckey cost me credit score points?
Nearby places
- Hemingway, SC — population 472
- Johnsonville, SC — population 1,368
- Pamplico, SC — population 1,054
- Lake City, SC — population 5,961
- Andrews, SC — population 2,546
- Scranton, SC — population 655
- Kingstree, SC — population 3,072
- Coward, SC — population 751