Personal loans in Kingstree, SC

For a community of about 3,072, the practical step is to compare APR across at least three lenders before committing. Kingstree is one of 271 Census places in South Carolina; its 3,072 residents put it at 89th. A lender that serves Kingstree operates under South Carolina lending statutes and a South Carolina supervisor. Kingstree lost roughly 5.4% of its population across the 2020-to-2023 comparison. A larger market lies at Lake City, SC about 15 miles away.

The Kingstree data picture

Two layers matter for a Kingstree borrower: the local population picture and South Carolina's consumer-lending statutes.

• Population: about 3,072, ranked 89th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 5.4% from 2020 to 2023.
• Net change: roughly 176 fewer people than the 2020 Census counted.
• Size percentile: about 67% of South Carolina's Census places are smaller than Kingstree.
• Population density: 966 people per square mile on 3.2 square miles of land.
• Land area: Kingstree covers 3.2 square miles, the 124th-largest area among South Carolina's 271 places.
• Water: Kingstree holds about 0.02 square miles, the 94th-largest water area in South Carolina.
• Share of South Carolina: Kingstree holds about 0.2% of the state's population, some 3,072 people.
• National rank: Kingstree sits 6,202nd by population among the 19,457 places in this dataset.
• Growth rank: Kingstree's 2020-to-2023 change ranks 264th of 271 places in South Carolina.
• Against the state trend: Kingstree's 5.4% change compares with a South Carolina average of +2.6% across its 271 places.
• Density rank: Kingstree is the 80th most densely settled place in South Carolina.
• Density vs South Carolina: Kingstree's 966 people per square mile compare with a state median of 584.
• Location: 33.6672, -79.8287 (Census Gazetteer coordinates).
• Nearest larger cities: Lake City (15 mi); Manning (22 mi); Moncks Corner (34 mi); Florence (35 mi); Georgetown (38 mi). Living near a larger metro rarely changes what is available in Kingstree.
• Nearest smaller towns: Lane (10 mi); Greeleyville (11 mi); Scranton (18 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 36 of them.
• Larger places within 100 miles: 57.

How Kingstree compares across South Carolina

Among South Carolina's 271 places, Kingstree sits at 89th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Kingstree stands 264th among South Carolina's 271 places — roughly the 3th percentile. By density, at about 966 people per square mile, it ranks 80th in South Carolina. Between 2020 and 2023 the count changed by roughly 176 residents.

The state rulebook for Kingstree

The rows below set out what a licensed lender must follow in South Carolina, and so for Kingstree's roughly 3,072 residents.

Steps to take before a Kingstree loan

A sensible order of operations for a loan in Kingstree, home to about 3,072 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's South Carolina licence with the regulator listed on this page.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Kingstree and the rest of South Carolina is not the process but the borrower's own file, among the 3,072 people here.

The anatomy of a Kingstree personal loan

With roughly 3,072 residents, Kingstree is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Kingstree. A longer term lowers the monthly payment on a Kingstree loan but raises total interest, so the smallest payment is not the cheapest loan.

Kingstree on the map

The Census Gazetteer records 3.2 square miles of land and 0.02 square miles of water within Kingstree. That land carries about 966 people per square mile. The largest place in South Carolina, Charleston, lies about 59 miles away. A 50-mile radius around Kingstree takes in 13 places that are larger. The 100-mile radius contains 57 larger places.