Personal loans in Greeleyville, SC
For a borrower among the roughly 364 residents of Greeleyville, a personal loan is a tool whose cost turns on the terms, not the address.
The Census estimates 364 residents in Greeleyville, which ranks it 205th of 271 places in South Carolina. Greeleyville lost roughly 5.0% of its population across the 2020-to-2023 comparison. State law, not city hall, decides what a lender may do to Greeleyville's roughly 364 residents, and a state regulator supervises it. If debt is already a strain, a nonprofit credit counsellor can help Greeleyville residents before they take on more. The nearest larger city is Lane, SC about 7 miles away.
The Greeleyville data picture
Two layers matter for a Greeleyville borrower: the local population picture and South Carolina's consumer-lending statutes.
- Population: 364 residents; Greeleyville is the 205th-largest of 271 places in South Carolina (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 5.0%.
- Change in people: the 2020-to-2023 comparison is a loss of about 19 residents.
- Size percentile: roughly 24% of South Carolina's places have fewer residents than Greeleyville's 364.
- Population density: about 298 people per square mile across 1.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Greeleyville's 1.2 square miles rank 199th of 271 places in South Carolina.
- Within South Carolina: about 0.0% of the state's population lives in Greeleyville.
- National rank: Greeleyville is 14,465th of 19,457 places nationwide.
- Growth rank: Greeleyville's 2020-to-2023 change ranks 262nd of 271 places in South Carolina.
- Against the state trend: Greeleyville's 5.0% change compares with a South Carolina average of +2.6% across its 271 places.
- Density in South Carolina: Greeleyville ranks 190th by people per square mile.
- Density in context: Greeleyville's 298 people per square mile sit against a South Carolina median of 584.
- Location: 33.5802 / -79.9900, per the US Census Bureau Gazetteer.
- Nearest larger cities: Lane (7 mi); Kingstree (11 mi); St. Stephen (13 mi); Manning (15 mi); Bonneau (19 mi). Online lenders reach Greeleyville no matter how far the nearest branch is.
- Smaller places nearby: Paxville (24 mi); Eutawville (24 mi); Jamestown (27 mi).
- Smaller neighbours: 7 places smaller than Greeleyville sit within 50 miles.
- Larger places within 100 miles: 162.
What a Greeleyville borrower is actually offered
A Greeleyville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 364 residents. A lender serving Greeleyville's 364 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Greeleyville decides the split between a comfortable payment and the total interest you pay.
A pre-application checklist for Greeleyville
These steps shape the offer you get in Greeleyville, a place of about 364 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the South Carolina regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Greeleyville-specific: the same South Carolina licensing and disclosure rules reach all 364 residents.
Where Greeleyville sits in South Carolina
Within South Carolina, Greeleyville holds roughly 0.0% of all residents, the 205th-largest share among 271 places. On the 2020-to-2023 trend, Greeleyville stands 262nd among South Carolina's 271 places — roughly the 3th percentile. Its roughly 298 residents per square mile place it 190th among South Carolina's places. In land area, Greeleyville ranks 199th among South Carolina's 271 places.
South Carolina consumer-lending rules applied in Greeleyville
This table holds the South Carolina rate and licensing rules for consumer loans made to Greeleyville's 364 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Lender access in Greeleyville
With about 298 residents per square mile, Greeleyville is lightly settled, and 42 larger Census places sit within 50 miles. Whether Greeleyville has a local branch or not, a South Carolina-licensed lender can serve its 364 people online on the same terms. For a larger market, the closest option is Lane, SC about 7 miles away.
Common questions
What are my options in Greeleyville if my credit is poor?
What loan size can I expect in Greeleyville?
Do I have to pledge anything to borrow in Greeleyville?
Does comparing loans in Greeleyville cost me credit score points?
Nearby places
- Lane, SC — population 454
- Kingstree, SC — population 3,072
- St. Stephen, SC — population 1,573
- Manning, SC — population 3,802
- Bonneau, SC — population 434
- Turbeville, SC — population 746
- Olanta, SC — population 542
- Summerton, SC — population 789