Personal loans in Andrews, SC

With roughly 2,546 residents, Andrews is a small community, and the lending rules its borrowers live under are written in South Carolina, not by the city. For the 2,546 people in Andrews, South Carolina runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Andrews's 2,546 residents. The nearest larger city is Georgetown, SC about 17 miles away.

Andrews: the sourced local profile

Andrews is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 2,546 residents in Andrews (Vintage 2023 subcounty estimate), the 99th-largest figure among South Carolina's 271 places.
• Population trend: About 1.7% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 44 residents.
• Size percentile: about 63% of South Carolina communities are smaller than Andrews (2,546 residents).
• Density: roughly 1,152 residents per square mile, spread over 2.2 sq mi of land.
• Land area rank: Andrews's 2.2 square miles rank 153rd of 271 places in South Carolina.
• State share: roughly 0.1% of South Carolina's residents live in Andrews (2,546 people).
• National rank: Andrews is the 6,783rd most populous of the 19,457 Census places covered here.
• Growth rank: Andrews's 2020-to-2023 change ranks 205th of 271 places in South Carolina.
• Against the state trend: Andrews's 1.7% change compares with a South Carolina average of +2.6% across its 271 places.
• Density rank: Andrews places 56th among South Carolina's places by people per square mile.
• Against the state median: Andrews runs about 1,152 residents per square mile, where the South Carolina median is 584.
• Location: 33.4495, -79.5660 (US Census Bureau Gazetteer).
• Nearest larger cities: Georgetown (17 mi); Kingstree (21 mi); Moncks Corner (30 mi); Lake City (31 mi); Surfside Beach (36 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Jamestown (14 mi); Lane (19 mi); Stuckey (20 mi).
• Smaller neighbours: 25 places smaller than Andrews sit within 50 miles.
• At 100 miles: 58 larger Census places fall inside that radius.

Before you apply in Andrews

A sensible order of operations for a loan in Andrews, home to about 2,546 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the South Carolina regulator's licence records before you sign.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

In Andrews as elsewhere in South Carolina, the written terms — not the advertisement — are what count for its 2,546 residents.

Andrews against the rest of South Carolina

Andrews is the 99th-largest of 271 Census places in South Carolina and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Andrews stands 205th among South Carolina's 271 places — roughly the 24th percentile. Its roughly 1,152 residents per square mile place it 56th among South Carolina's places. Between 2020 and 2023 the count changed by roughly 44 residents.

South Carolina consumer-lending rules applied in Andrews

Below are the South Carolina rules that apply to a loan made in Andrews, each with the regulator that issued it.

Land, water and location for Andrews

Inside Andrews's boundaries lie about 2.2 square miles of land, with no significant water area recorded. With 2,546 residents, the land area yields roughly 1,152 people per square mile. For the state's biggest city, Charleston, the distance is roughly 49 miles. Counting outward 50 miles, 15 larger communities surround Andrews. The 100-mile radius contains 58 larger places.

The anatomy of a Andrews personal loan

With roughly 2,546 residents, Andrews is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Andrews's rank of 99th in South Carolina: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Andrews loan but raises total interest, so the smallest payment is not the cheapest loan.