Personal loans in Stroudsburg, PA

Compare APR, not the interest rate, because the APR folds in most fees on a Stroudsburg loan. Population in Stroudsburg dropped about 1.8% over the three years from 2020 to 2023. For the 5,832 people in Stroudsburg, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger city is East Stroudsburg, PA about 2 miles away.

Where Stroudsburg stands

What follows is Stroudsburg's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

• Population: a Census-estimated 5,832, 156th among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: A decline of about 1.8% across the 2020-to-2023 comparison.
• Net change: roughly 108 fewer people than the 2020 Census counted.
• Size percentile: about 85% of Pennsylvania communities are smaller than Stroudsburg (5,832 residents).
• Population density: 3,381 people per square mile on 1.7 square miles of land.
• By land area: Stroudsburg ranks 258th among Pennsylvania's 1,013 places, at 1.7 sq mi.
• Water area rank: Stroudsburg ranks 350th among Pennsylvania's 1,013 places, with 0.02 sq mi.
• Share of Pennsylvania: Stroudsburg holds about 0.1% of the state's population, some 5,832 people.
• National rank: Stroudsburg is 4,426th of 19,457 places nationwide.
• Growth rank: Stroudsburg's 2020-to-2023 change ranks 600th of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Stroudsburg moved 1.8%.
• Density rank: Stroudsburg is the 262nd most densely settled place in Pennsylvania.
• Against the state median: Stroudsburg runs about 3,381 residents per square mile, where the Pennsylvania median is 1,990.
• Location: it lies at 40.9832, -75.1943 in the Census Gazetteer.
• Nearest larger cities: East Stroudsburg (2 mi); Nazareth (18 mi); Washington (19 mi); Phillipsburg (20 mi); Easton (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Delaware Water Gap (3 mi); Portland (7 mi); East Bangor (7 mi).
• Within a 50-mile radius: 148 smaller Census places.
• Larger places within 100 miles: 333.

Before you apply in Stroudsburg

These steps shape the offer you get in Stroudsburg, a place of about 5,832 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Pennsylvania regulator's licence list.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Stroudsburg holds 5,832 people.

The Pennsylvania lending rules that reach Stroudsburg

Below are the Pennsylvania rules that apply to a loan made in Stroudsburg, each with the regulator that issued it.

Borrowing reach in Stroudsburg

Stroudsburg is a fairly dense community of about 5,832 people, with 72 larger places inside a 50-mile radius. Distance to a branch rarely matters for Stroudsburg's 5,832 residents: the application is online and the price follows your credit file. For a larger market, the closest option is East Stroudsburg, PA about 2 miles away.

How Stroudsburg compares across Pennsylvania

Among Pennsylvania's 1,013 places, Stroudsburg sits at 156th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Stroudsburg ranks 600th of 1,013 in Pennsylvania (about the 41th percentile). At about 3,381 people per square mile, Stroudsburg is the 262nd most densely settled place in Pennsylvania. The population moved by about 108 people between 2020 and 2023, a 1.8% shift.

What a Stroudsburg borrower is actually offered

In Stroudsburg, a small town of about 5,832, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Stroudsburg lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Stroudsburg loan but raises total interest, so the smallest payment is not the cheapest loan.