Personal loans in East Stroudsburg, PA

Consumer lending that reaches East Stroudsburg's 9,042 residents is governed by Pennsylvania statute; no city ordinance changes it. With an estimated 9,042 residents, East Stroudsburg is the 83rd-largest of 1,013 places in Pennsylvania. Compare APR, not the interest rate, because the APR folds in most fees on a East Stroudsburg loan. A 2020-to-2023 comparison shows East Stroudsburg down by about 6.5%. For a bigger market, look to Hackettstown, NJ about 21 miles away.

Local context for East Stroudsburg

What follows is East Stroudsburg's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

• Population: 9,042 residents; East Stroudsburg is the 83rd-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Roughly 6.5% fewer residents than the 2020 Census counted.
• Absolute change: 627 residents lost between 2020 and 2023.
• Size percentile: roughly 92% of Pennsylvania's places have fewer residents than East Stroudsburg's 9,042.
• Population density: about 3,179 people per square mile across 2.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: East Stroudsburg covers 2.8 square miles, the 136th-largest area among Pennsylvania's 1,013 places.
• Water area: East Stroudsburg has 0.02 square miles of water, ranking 357th of 1,013 places in Pennsylvania.
• Share of Pennsylvania: East Stroudsburg holds about 0.2% of the state's population, some 9,042 people.
• Nationally: East Stroudsburg is the 3,371st-largest of 19,457 Census places in the dataset.
• Growth rank: East Stroudsburg ranks 1,010th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while East Stroudsburg moved 6.5%.
• Density rank: East Stroudsburg places 296th among Pennsylvania's places by people per square mile.
• Density in context: East Stroudsburg's 3,179 people per square mile sit against a Pennsylvania median of 1,990.
• Location: mapped by the US Census Bureau at 41.0049, -75.1715.
• Nearest larger cities: Hackettstown (21 mi); Phillipsburg (22 mi); Easton (22 mi); Hopatcong (27 mi); Northampton (27 mi). Online lenders reach East Stroudsburg no matter how far the nearest branch is.
• Smaller towns nearby: Stroudsburg (2 mi); Delaware Water Gap (3 mi); Portland (7 mi).
• Within a 50-mile radius: 180 smaller Census places.
• Within 100 miles: 216 places are larger than East Stroudsburg.

How a East Stroudsburg personal loan is priced

Most loans made to East Stroudsburg's 9,042 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a East Stroudsburg loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a East Stroudsburg loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in East Stroudsburg

East Stroudsburg is fairly dense, with about 3,179 people per square mile and 38 larger places within 50 miles. What is available to East Stroudsburg's 9,042 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Hackettstown, NJ about 21 miles away.

The state rulebook for East Stroudsburg

This table holds the Pennsylvania rate and licensing rules for consumer loans made to East Stroudsburg's 9,042 residents.

How East Stroudsburg compares across Pennsylvania

Among Pennsylvania's 1,013 places, East Stroudsburg sits at 83rd for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, East Stroudsburg ranks 1,010th of 1,013 in Pennsylvania (about the 0th percentile). Its roughly 3,179 residents per square mile place it 296th among Pennsylvania's places. The population moved by about 627 people between 2020 and 2023, a 6.5% shift.

East Stroudsburg on the map

East Stroudsburg's land area is about 2.8 square miles; a further 0.02 square miles is water. The resulting density is about 3,179 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 69 miles away. A 50-mile radius around East Stroudsburg takes in 38 places that are larger. Within the same 50 miles lie 180 smaller Census places.