Personal loans in South Connellsville, PA
If you are weighing a personal loan in South Connellsville, start from the payment you can carry; its 1,850 residents face the same statewide rules.
By population, South Connellsville sits at 444th in Pennsylvania, with an estimated 1,850 residents. South Connellsville shed about 3.6% of its population between the 2020 base and the 2023 estimate. Compare APR, not the interest rate, because the APR folds in most fees on a South Connellsville loan. A larger market lies at Connellsville, PA about 2 miles away. A lender that serves South Connellsville operates under Pennsylvania lending statutes and a Pennsylvania supervisor.
Local context for South Connellsville
What follows is South Connellsville's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: an estimated 1,850 residents, 444th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 3.6% since the 2020 count.
- People gained or lost: about 70 fewer since the 2020 base.
- Size percentile: South Connellsville's 1,850 people outrank roughly 56% of the places in Pennsylvania.
- Density: roughly 1,101 residents per square mile, spread over 1.7 sq mi of land.
- By land area: South Connellsville ranks 261st among Pennsylvania's 1,013 places, at 1.7 sq mi.
- Water: South Connellsville holds about 0.03 square miles, the 305th-largest water area in Pennsylvania.
- Share of state population: South Connellsville's 1,850 residents are about 0.0% of Pennsylvania.
- National rank: South Connellsville sits 7,910th by population among the 19,457 places in this dataset.
- Growth rank: South Connellsville's 2020-to-2023 change ranks 938th of 1,013 places in Pennsylvania.
- Against the state trend: South Connellsville's 3.6% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: South Connellsville is the 705th most densely settled place in Pennsylvania.
- Against the state median: South Connellsville runs about 1,101 residents per square mile, where the Pennsylvania median is 1,990.
- Location: mapped by the US Census Bureau at 39.9925, -79.5755.
- Nearest larger cities: Connellsville (2 mi); Scottdale (8 mi); Uniontown (10 mi); Mount Pleasant (11 mi); New Stanton (16 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Dunbar (2 mi); Vanderbilt (5 mi); Dawson (6 mi), each with its own Census population profile.
- Within a 50-mile radius: 165 smaller Census places.
- Within 100 miles: 216 places are larger than South Connellsville.
Land, water and location for South Connellsville
Inside South Connellsville's boundaries lie roughly 1.7 square miles of land and 0.03 square miles of water. That land carries about 1,101 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 235 miles away. South Connellsville has 111 larger places within a 50-mile radius. The 100-mile radius contains 216 larger places.
South Connellsville in state context
Within Pennsylvania, South Connellsville holds roughly 0.0% of all residents, the 444th-largest share among 1,013 places. For population change between 2020 and 2023, South Connellsville ranks 938th of 1,013 in Pennsylvania (about the 7th percentile). Its roughly 1,101 residents per square mile place it 705th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 70 residents.
Borrowing reach in South Connellsville
At roughly 1,101 people per square mile, South Connellsville is moderately settled; 111 larger places lie within 50 miles. Whether South Connellsville has a local branch or not, a Pennsylvania-licensed lender can serve its 1,850 people online on the same terms. The nearest larger city, Connellsville, PA about 2 miles away.
A pre-application checklist for South Connellsville
A sensible order of operations for a loan in South Connellsville, home to about 1,850 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
In South Connellsville as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 1,850 residents.
How Pennsylvania law applies in South Connellsville
Pennsylvania has no separate rate rule for South Connellsville; the sourced rows below are what reach every lender that serves its 1,850 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Connellsville, PA — population 6,700
- Dunbar, PA — population 976
- Vanderbilt, PA — population 397
- Dawson, PA — population 339
- Everson, PA — population 740
- Scottdale, PA — population 4,337
- Ohiopyle, PA — population 37
- Mount Pleasant, PA — population 4,161