Personal loans in Dunbar, PA
Dunbar is home to roughly 976 people and stands 602nd by size out of 1,013 Census places in Pennsylvania. Population in Dunbar dropped about 3.7% over the three years from 2020 to 2023.
With roughly 976 residents, Dunbar is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. State law, not city hall, decides what a lender may do to Dunbar's roughly 976 residents, and a state regulator supervises it. Decide the purpose of the loan and your repayment plan before sharing any details with a Dunbar lender. A larger market lies at South Connellsville, PA about 2 miles away.
Where Dunbar stands
The figures below are Dunbar's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: 976 — Dunbar ranks 602nd of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.7%.
- Change in people: the 2020-to-2023 comparison is a loss of about 38 residents.
- Size percentile: with 976 residents, Dunbar is larger than about 41% of Pennsylvania's Census places.
- Population density: about 1,689 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Dunbar ranks 677th among Pennsylvania's 1,013 places, at 0.6 sq mi.
- State population share: Dunbar accounts for about 0.0% of everyone in Pennsylvania.
- National rank: Dunbar sits 10,315th by population among the 19,457 places in this dataset.
- Growth rank: Dunbar's 2020-to-2023 change ranks 960th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Dunbar's 3.7%.
- Density rank: Dunbar is the 567th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Dunbar's 1,689 people per square mile compare with a state median of 1,990.
- Location: mapped by the US Census Bureau at 39.9783, -79.6147.
- Nearest larger cities: South Connellsville (2 mi); Connellsville (3 mi); Uniontown (8 mi); Scottdale (9 mi); Perryopolis (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Vanderbilt (5 mi); Dawson (5 mi); Everson (8 mi).
- Within a 50-mile radius: 122 smaller Census places.
- Larger places within 100 miles: 323.
Before you apply in Dunbar
Before you apply in Dunbar, a community of about 976, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Pennsylvania licence with the regulator listed on this page.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Dunbar and the rest of Pennsylvania is not the process but the borrower's own file, among the 976 people here.
Dunbar on the map
The Census Gazetteer records about 0.6 square miles of land within Dunbar, with no significant water area listed. That land carries about 1,689 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 237 miles. Dunbar has 152 larger places within a 50-mile radius. By land area it ranks 677th of 1,013 Pennsylvania places.
Getting a loan in Dunbar
Dunbar is moderately settled, with about 1,689 people per square mile and 152 larger places within 50 miles. What is available to Dunbar's 976 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is South Connellsville, PA about 2 miles away.
Inside a Dunbar personal loan
With roughly 976 residents, Dunbar is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Dunbar can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Dunbar loan is knowable in advance — unlike a revolving card balance.
What Pennsylvania law requires in Dunbar
Below are the Pennsylvania rules that apply to a loan made in Dunbar, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
What are my options in Dunbar if my credit is poor?
What loan size can I expect in Dunbar?
Do I have to pledge anything to borrow in Dunbar?
Does comparing loans in Dunbar cost me credit score points?
Nearby places
- South Connellsville, PA — population 1,850
- Connellsville, PA — population 6,700
- Vanderbilt, PA — population 397
- Dawson, PA — population 339
- Everson, PA — population 740
- Scottdale, PA — population 4,337
- Uniontown, PA — population 9,577
- Ohiopyle, PA — population 37