Personal loans in Connellsville, PA

The roughly 6,700 people who live in Connellsville borrow under Pennsylvania rules; city hall sets no personal-loan rate. Connellsville is one of 1,013 Census places in Pennsylvania; its 6,700 residents put it at 128th.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The closest larger place is Uniontown, PA about 11 miles away. The 2020 count to the 2023 estimate shows about 4.7% decline in Connellsville. To lend to Connellsville's 6,700 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Connellsville loan.

Borrowing in Connellsville: the local picture

Connellsville is a small town; the notes below cover its population profile and the statewide rules that apply.

What shapes a Connellsville personal loan

With roughly 6,700 residents, Connellsville is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Connellsville. A longer term lowers the monthly payment on a Connellsville loan but raises total interest, so the smallest payment is not the cheapest loan.

What Pennsylvania law requires in Connellsville

Below are the Pennsylvania rules that apply to a loan made in Connellsville, each with the regulator that issued it.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Where Connellsville sits in Pennsylvania

Set beside Pennsylvania's 1,013 places, Connellsville ranks 128th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Connellsville stands 1,002nd among Pennsylvania's 1,013 places — roughly the 1th percentile. At about 3,071 people per square mile, Connellsville is the 311th most densely settled place in Pennsylvania. Within 50 miles sit 239 smaller Census places, alongside the 35 that are larger.

Borrowing reach in Connellsville

At roughly 3,071 people per square mile, Connellsville is fairly dense; 35 larger places lie within 50 miles. What is available to Connellsville's 6,700 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Uniontown, PA about 11 miles away.

Connellsville: area, density and distance

Connellsville covers about 2.2 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 3,071 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 236 miles from Connellsville. Connellsville has 35 larger places within a 50-mile radius. By land area it ranks 186th of 1,013 Pennsylvania places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Connellsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Connellsville is the same as anywhere in Pennsylvania.
What loan size can I expect in Connellsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Connellsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Connellsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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