Personal loans in Solomon, KS

For a borrower among the roughly 1,000 residents of Solomon, a personal loan is a tool whose cost turns on the terms, not the address. The Census estimates 1,000 residents in Solomon, which ranks it 193rd of 625 places in Kansas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

If debt is already a strain, a nonprofit credit counsellor can help Solomon residents before they take on more. Solomon gained roughly 1.0% in population across the 2020-to-2023 comparison. For the 1,000 people in Solomon, Kansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Abilene, KS about 8 miles away.

The Solomon data picture

Set out below is Solomon's local context next to the state-level rules that reach every lender here.

The Kansas lending rules that reach Solomon

These are Kansas's sourced lending facts as they reach Solomon's 1,000 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

Where Solomon sits

Solomon's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,161 people per square mile. The largest place in Kansas, Wichita, lies about 85 miles away. A 50-mile radius around Solomon takes in 17 places that are larger. The 100-mile radius contains 82 larger places.

Before you apply in Solomon

Before you apply in Solomon, a community of about 1,000, work through these steps:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Look the lender up in the Kansas regulator's licence records before you sign.
  5. Look for an origination fee or prepayment penalty in the written disclosure.
  6. Check that the monthly payment fits your budget next to your existing obligations.
  7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Solomon as elsewhere in Kansas, the written terms — not the advertisement — are what count for its 1,000 residents.

Solomon's place among Kansas's 625 places

Solomon is the 193rd-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Solomon ranks 67th of 625 in Kansas (about the 89th percentile). At about 1,161 people per square mile, Solomon is the 169th most densely settled place in Kansas. In land area, Solomon ranks 233rd among Kansas's 625 places.

How lenders reach Solomon

Solomon is moderately settled, with about 1,161 people per square mile and 17 larger places within 50 miles. What is available to Solomon's 1,000 borrowers is set by Kansas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Abilene, KS about 8 miles away.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Solomon if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Solomon is the same as anywhere in Kansas.
What loan size can I expect in Solomon?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Solomon?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Solomon cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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