Personal loans in Longford, KS

With 71 residents, Longford outranks about 13% of the communities in Kansas. Judge Longford offers on total cost, not on how quickly the money arrives. Population in Longford dropped about 2.7% over the three years from 2020 to 2023. Borrowers who want a bigger city can look to Miltonvale, KS about 14 miles away.

Longford: the sourced local profile

Longford is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 71, ranked 546th of 625 places in Kansas (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.7% below the 2020 Census base.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: about 13% of Kansas communities are smaller than Longford (71 residents).
• Density: the Census land area of 0.1 sq mi holds about 500 people per square mile.
• By land area: Longford ranks 587th among Kansas's 625 places, at 0.1 sq mi.
• State population share: Longford accounts for about 0.0% of everyone in Kansas.
• National standing: Longford ranks 18,636th of 19,457 US places.
• Growth rank: Longford ranks 489th among Kansas's 625 places for the 2020-to-2023 change.
• Against the state trend: Longford's 2.7% change compares with a Kansas average of -1.0% across its 625 places.
• Density rank: Longford is the 441st most densely settled place in Kansas.
• Against the state median: Longford runs about 500 residents per square mile, where the Kansas median is 764.
• Location: coordinates 39.1721, -97.3291 (US Census Bureau Gazetteer).
• Nearest larger cities: Miltonvale (14 mi); Wakefield (17 mi); Bennington (17 mi); Solomon (17 mi); Abilene (18 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Oak Hill (5 mi); Manchester (5 mi); Aurora (22 mi), each with its own Census population profile.
• Within a 50-mile radius: 11 smaller Census places.
• Larger places within 100 miles: 272.

A practical checklist for Longford borrowers

Complete these steps first when you borrow in Longford (71 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Kansas regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Longford-specific: the same Kansas licensing and disclosure rules reach all 71 residents.

Kansas consumer-lending rules applied in Longford

Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Longford lender must follow.

What a Longford borrower is actually offered

With roughly 71 residents, Longford is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Longford lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Longford loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Longford

Inside Longford's boundaries lie about 0.1 square miles of land, with no significant water area recorded. The resulting density is about 500 people per square mile. For the state's biggest city, Wichita, the distance is roughly 102 miles. A 50-mile radius around Longford takes in 60 places that are larger. Within the same 50 miles lie 11 smaller Census places.

What is available to Longford borrowers

Longford is a moderately settled community of about 71 people, with 60 larger places inside a 50-mile radius. A Kansas licence lets a lender serve Longford without a local office, so branch density does not change what its 71 residents are offered. The nearest larger city, Miltonvale, KS about 14 miles away.