Personal loans in Bennington, KS

Population in Bennington climbed about 3.4% over the three years from 2020 to 2023. Roughly 641 residents live in Bennington, the 253rd-largest community in Kansas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A lender serving Bennington holds a Kansas licence and answers to a Kansas regulator; no city office is involved for its 641 residents. Compare APR, not the interest rate, because the APR folds in most fees on a Bennington loan. A lender that serves Bennington operates under Kansas lending statutes and a Kansas supervisor. For a bigger market, look to Minneapolis, KS about 8 miles away.

The Bennington data picture

Set out below is Bennington's local context next to the state-level rules that reach every lender here.

Before you apply in Bennington

Before you apply in Bennington, a community of about 641, work through these steps:

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Test your amount and term in the personal loan calculator first.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Confirm the Kansas licence with the regulator named above before committing.
  5. Borrow only what the purpose requires, not the maximum you are offered.
  6. Decide the purpose and how you will repay it before approaching any lender.
  7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

What differs between Bennington and the rest of Kansas is not the process but the borrower's own file, among the 641 people here.

Kansas rules behind a Bennington personal loan

Below are the Kansas rules that apply to a loan made in Bennington, each with the regulator that issued it.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

Bennington on the map

Inside Bennington's boundaries lie about 0.4 square miles of land, with no significant water area recorded. That land carries about 1,526 people per square mile. For the state's biggest city, Wichita, the distance is roughly 94 miles. Within 50 miles of Bennington there are 23 larger Census places. Within the same 50 miles lie 46 smaller Census places.

Lender access in Bennington

At roughly 1,526 people per square mile, Bennington is moderately settled; 23 larger places lie within 50 miles. Lenders licensed in Kansas reach Bennington's 641 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Minneapolis, KS about 8 miles away.

Bennington's place among Kansas's 625 places

Within Kansas, Bennington holds roughly 0.0% of all residents, the 253rd-largest share among 625 places. On the 2020-to-2023 trend, Bennington stands 23rd among Kansas's 625 places — roughly the 96th percentile. Its roughly 1,526 residents per square mile place it 78th among Kansas's places. The population moved by about 21 people between 2020 and 2023, a 3.4% shift.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bennington if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bennington is the same as anywhere in Kansas.
What loan size can I expect in Bennington?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bennington?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bennington cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related