Personal loans in Tescott, KS
An estimated 264 people make their home in Tescott, a figure that ranks 358th in Kansas. A lender serving Tescott holds a Kansas licence and answers to a Kansas regulator; no city office is involved for its 264 residents.
From the 2020 Census base to the 2023 estimate, the population declined by about 0.4%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Tescott's 264 residents are no exception. Every figure below is Kansas's own, applied to Tescott's 264 residents, with the publisher and retrieval date attached. Borrowers who want a bigger city can look to Minneapolis, KS about 12 miles away.
Tescott: the sourced local profile
Set out below is Tescott's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 264 residents in Tescott (Vintage 2023 subcounty estimate), the 358th-largest figure among Kansas's 625 places.
- Population trend: A loss of roughly 0.4% between 2020 and 2023.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: roughly 43% of Kansas's places have fewer residents than Tescott's 264.
- Population density: about 684 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Tescott's 0.4 square miles rank 375th of 625 places in Kansas.
- State population share: Tescott accounts for about 0.0% of everyone in Kansas.
- National rank: Tescott is the 15,573rd most populous of the 19,457 Census places covered here.
- Growth rank: Tescott ranks 206th among Kansas's 625 places for the 2020-to-2023 change.
- Versus Kansas: the state average change is -1.0%, while Tescott moved 0.4%.
- Density in Kansas: Tescott ranks 348th by people per square mile.
- Density in context: Tescott's 684 people per square mile sit against a Kansas median of 764.
- Location: latitude 39.0130, longitude -97.8783 (Census Gazetteer).
- Nearest larger cities: Minneapolis (12 mi); Lincoln Center (15 mi); Bennington (15 mi); Delphos (19 mi); Salina (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Beverly (5 mi); Culver (7 mi); Barnard (15 mi), each with its own Census population profile.
- Smaller places within 50 miles: 28 of them.
- At 100 miles: 154 larger Census places fall inside that radius.
Where Tescott sits
Tescott's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 684 people per square mile. Wichita, the largest place in Kansas, is about 96 miles from Tescott. Counting outward 50 miles, 38 larger communities surround Tescott. The 100-mile radius contains 154 larger places.
What is available to Tescott borrowers
At roughly 684 people per square mile, Tescott is moderately settled; 38 larger places lie within 50 miles. A Kansas licence lets a lender serve Tescott without a local office, so branch density does not change what its 264 residents are offered. For a larger market, the closest option is Minneapolis, KS about 12 miles away.
The state rulebook for Tescott
For the roughly 264 residents of Tescott, the rules below are Kansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
Where Tescott sits in Kansas
Among Kansas's 625 places, Tescott sits at 358th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Tescott stands 206th among Kansas's 625 places — roughly the 67th percentile. Its roughly 684 residents per square mile place it 348th among Kansas's places. By land area, its 0.4 square miles rank 375th of 625 places in Kansas.
What to do before borrowing in Tescott
Before you hand your details to a lender in Tescott, where the population is near 264:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Kansas regulator's licence list.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Tescott and the rest of Kansas is not the process but the borrower's own file, among the 264 people here.
Common questions
What are my options in Tescott if my credit is poor?
What loan size can I expect in Tescott?
Do I have to pledge anything to borrow in Tescott?
Does comparing loans in Tescott cost me credit score points?
Nearby places
- Beverly, KS — population 134
- Culver, KS — population 113
- Minneapolis, KS — population 1,936
- Brookville, KS — population 236
- Barnard, KS — population 59
- Lincoln Center, KS — population 1,155
- Delphos, KS — population 301
- Bennington, KS — population 641