Personal loans in Solen, ND
The Census estimates 65 residents in Solen, which ranks it 258th of 355 places in North Dakota. Population in Solen dropped about 7.1% over the three years from 2020 to 2023.
Solen, North Dakota — home to about 65 people — is a small community, so the terms you are offered follow North Dakota law rather than any local rule. Every figure below is North Dakota's own, applied to Solen's 65 residents, with the publisher and retrieval date attached. Judge Solen offers on total cost, not on how quickly the money arrives. The closest larger place is Flasher, ND about 21 miles away.
Local context for Solen
Set out below is Solen's local context next to the state-level rules that reach every lender here.
- Population: 65 — Solen ranks 258th of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 7.1% since the 2020 count.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: Solen sits ahead of around 27% of North Dakota places, at 65 people.
- Land and density: 0.3 square miles of land carry roughly 195 residents per square mile.
- Land area: Solen covers 0.3 square miles, the 240th-largest area among North Dakota's 355 places.
- State population share: Solen accounts for about 0.0% of everyone in North Dakota.
- National standing: Solen ranks 18,748th of 19,457 US places.
- Growth rank: Solen's 2020-to-2023 change ranks 352nd of 355 places in North Dakota.
- State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Solen's 7.1%.
- Density rank: Solen is the 252nd most densely settled place in North Dakota.
- Against the state median: Solen runs about 195 residents per square mile, where the North Dakota median is 352.
- Location: latitude 46.3873, longitude -100.7956 (Census Gazetteer).
- Nearest larger cities: Flasher (21 mi); Fort Yates (22 mi); Selfridge (25 mi); Hazelton (25 mi); Lincoln (27 mi). Online lenders reach Solen no matter how far the nearest branch is.
- Nearest smaller towns: Braddock (36 mi); Leith (40 mi); Morristown (54 mi) — useful context for the surrounding area.
- Smaller neighbours: 2 places smaller than Solen sit within 50 miles.
- Larger places within 100 miles: 75.
What shapes a Solen personal loan
In Solen, a small community of about 65, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Solen can be quoted different APRs on the same amount and term. Shortening the term on a Solen loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Solen sits in North Dakota
Set beside North Dakota's 355 places, Solen ranks 258th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 352nd of 355 North Dakota places, putting it near the 1th percentile for growth. At about 195 people per square mile, Solen is the 252nd most densely settled place in North Dakota. Between 2020 and 2023 the count changed by roughly 5 residents.
North Dakota consumer-lending rules applied in Solen
This table holds the North Dakota rate and licensing rules for consumer loans made to Solen's 65 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Formula ceiling: 6-month U.S. Treasury bill average + 5.5 percentage points, never less than 7%; NDDFI-published rate for September 2026: 9.204%. Source says: "The rate is equal to five and one-half percent (5.5%) higher than the current cost of money" and "the maximum allowable interest rate ceiling may not be less than seven (7) percent" (NDDFI Usury Rate page; September 2026 rate 9.204%). | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer. Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3). | North Dakota Legislative Branch as of 2026-09-16 |
What is available to Solen borrowers
Solen is a lightly settled community of about 65 people, with 16 larger places inside a 50-mile radius. Lenders licensed in North Dakota reach Solen's 65 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Flasher, ND about 21 miles away.
Solen: area, density and distance
Solen's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 195 people per square mile. For the state's biggest city, Fargo, the distance is roughly 191 miles. Solen has 16 larger places within a 50-mile radius. Within the same 50 miles lie 2 smaller Census places.
Common questions
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Nearby places
- Fort Yates, ND — population 166
- Selfridge, ND — population 118
- Lincoln, ND — population 4,426
- Bismarck, ND — population 75,092
- Flasher, ND — population 215
- Mandan, ND — population 24,586
- Hazelton, ND — population 219
- McLaughlin, SD — population 549