Personal loans in Flasher, ND

Flasher is a small community in North Dakota, with an estimated 215 residents, and every licensed lender here follows the same state rulebook. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Flasher's 215 residents. Rate-shopping from Flasher costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to Carson, ND about 16 miles away.

Local context for Flasher

What follows is Flasher's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: 215 people, a figure that places Flasher 152nd among the 355 Census places in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: About 1.4% below the 2020 Census base.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: Flasher's 215 people outrank roughly 57% of the places in North Dakota.
• Land and density: 0.6 square miles of land carry roughly 337 residents per square mile.
• Land area: Flasher covers 0.6 square miles, the 161st-largest area among North Dakota's 355 places.
• Water area: Flasher has 0.01 square miles of water, ranking 62nd of 355 places in North Dakota.
• Share of state population: Flasher's 215 residents are about 0.0% of North Dakota.
• National rank: Flasher is the 16,245th most populous of the 19,457 Census places covered here.
• Growth rank: Flasher's 2020-to-2023 change ranks 142nd of 355 places in North Dakota.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Flasher's 1.4%.
• Density in North Dakota: Flasher ranks 183rd by people per square mile.
• Density in context: Flasher's 337 people per square mile sit against a North Dakota median of 352.
• Location: 46.4521, -101.2329 (Census Gazetteer coordinates).
• Nearest larger cities: Carson (16 mi); New Salem (28 mi); Elgin (29 mi); Mandan (31 mi); Bismarck (33 mi). Online lenders reach Flasher no matter how far the nearest branch is.
• Smaller communities close by: Leith (20 mi); Solen (21 mi); Almont (23 mi), each with its own Census population profile.
• Smaller places within 50 miles: 8 of them.
• Within 100 miles: 52 places are larger than Flasher.

The Flasher borrowing checklist

These steps shape the offer you get in Flasher, a place of about 215 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the North Dakota licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Flasher as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 215 residents.

Which North Dakota laws govern a loan in Flasher

Read the table as a lender's compliance picture for Flasher: the rule, the sourced figure, the publisher and the date.

Inside a Flasher personal loan

With roughly 215 residents, Flasher is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Flasher. Because the payment is fixed, the total cost of a Flasher loan is knowable in advance — unlike a revolving card balance.

Flasher: area, density and distance

Flasher covers about 0.6 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 337 people per square mile. For the state's biggest city, Fargo, the distance is roughly 211 miles. Within 50 miles of Flasher there are 12 larger Census places. The 100-mile radius contains 52 larger places.

Getting a loan in Flasher

At roughly 337 people per square mile, Flasher is lightly settled; 12 larger places lie within 50 miles. Lenders licensed in North Dakota reach Flasher's 215 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Carson, ND about 16 miles away.