Personal loans in Mandan, ND

Mandan added about 1.7% to its population between the 2020 base and the 2023 estimate. Compare APR, not the interest rate, because the APR folds in most fees on a Mandan loan. A larger market lies at Bismarck, ND about 6 miles away. State law, not city hall, decides what a lender may do to Mandan's roughly 24,586 residents, and a state regulator supervises it.

Borrowing in Mandan: the local picture

The figures below are Mandan's own — Census population, land area and coordinates — followed by the North Dakota rules.

• Population: a Census-estimated 24,586, 8th among North Dakota's 355 places (Vintage 2023).
• Population trend: Growth of about 1.7% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 400 residents.
• Size percentile: roughly 98% of North Dakota's places have fewer residents than Mandan's 24,586.
• Population density: about 1,819 people per square mile across 13.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Mandan's 13.5 square miles rank 9th of 355 places in North Dakota.
• Water: Mandan holds about 0.15 square miles, the 15th-largest water area in North Dakota.
• Share of North Dakota: Mandan holds about 4.0% of the state's population, some 24,586 people.
• National rank: Mandan sits 1,596th by population among the 19,457 places in this dataset.
• Growth rank: Mandan's 2020-to-2023 change ranks 34th of 355 places in North Dakota.
• Against the state trend: Mandan's 1.7% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Mandan is the 10th most densely settled place in North Dakota.
• Against the state median: Mandan runs about 1,819 residents per square mile, where the North Dakota median is 352.
• Location: 46.8295, -100.8871 (Census Gazetteer coordinates).
• Nearest larger cities: Bismarck (6 mi); Dickinson (90 mi); Minot (99 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Lincoln (10 mi); Wilton (23 mi); New Salem (25 mi).
• Within a 50-mile radius: 24 smaller Census places.
• At 100 miles: 3 larger Census places fall inside that radius.

Getting a loan in Mandan

At roughly 1,819 people per square mile, Mandan is moderately settled; 1 larger places lie within 50 miles. What is available to Mandan's 24,586 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Bismarck, ND about 6 miles away.

What shapes a Mandan personal loan

Most loans made to Mandan's 24,586 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Mandan can be quoted different APRs on the same amount and term. The term you choose in Mandan decides the split between a comfortable payment and the total interest you pay.

Mandan: area, density and distance

Inside Mandan's boundaries lie roughly 13.5 square miles of land and 0.15 square miles of water. The resulting density is about 1,819 people per square mile. The state's population centre of gravity, Fargo, is roughly 192 miles away. Mandan has 1 larger places within a 50-mile radius. The 100-mile radius contains 3 larger places.

Mandan in state context

Mandan is the 8th-largest of 355 Census places in North Dakota and contains about 4.0% of the state's people. Its 2020-to-2023 change ranks 34th of 355 North Dakota places, putting it near the 90th percentile for growth. Its roughly 1,819 residents per square mile place it 10th among North Dakota's places. The population moved by about 400 people between 2020 and 2023, a 1.7% shift.

North Dakota rules behind a Mandan personal loan

These are North Dakota's sourced lending facts as they reach Mandan's 24,586 residents; the state has no city-level rate rule.