Personal loans in Sligo, PA
Sligo is a small community of about 673 residents, and a personal loan taken out here is governed by Pennsylvania statute. By population, Sligo sits at 697th in Pennsylvania, with an estimated 673 residents.
From the 2020 Census base to the 2023 estimate, the population declined by about 1.9%. A lender that serves Sligo operates under Pennsylvania lending statutes and a Pennsylvania supervisor. If debt is already a strain, a nonprofit credit counsellor can help Sligo residents before they take on more. The nearest larger metro is Rimersburg, PA about 5 miles away.
Sligo: population, trend and location
Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.
- Population: a Census-estimated 673, 697th among Pennsylvania's 1,013 places (Vintage 2023).
- Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
- Absolute change: 13 residents lost between 2020 and 2023.
- Size percentile: roughly 31% of Pennsylvania's places have fewer residents than Sligo's 673.
- Density: roughly 478 residents per square mile, spread over 1.4 sq mi of land.
- Land area: Sligo covers 1.4 square miles, the 322nd-largest area among Pennsylvania's 1,013 places.
- Share of state population: Sligo's 673 residents are about 0.0% of Pennsylvania.
- National rank: Sligo is 11,972nd of 19,457 places nationwide.
- Growth rank: Sligo ranks 618th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Sligo's 1.9%.
- Density rank: Sligo is the 869th most densely settled place in Pennsylvania.
- Density in context: Sligo's 478 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 41.1102, -79.5031 (Census Gazetteer coordinates).
- Nearest larger cities: Rimersburg (5 mi); Knox (9 mi); Clarion (9 mi); Parker (10 mi); East Brady (10 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Callensburg (3 mi); St. Petersburg (9 mi); Foxburg (9 mi).
- Smaller neighbours: 73 places smaller than Sligo sit within 50 miles.
- Within 100 miles: 407 places are larger than Sligo.
Inside a Sligo personal loan
With roughly 673 residents, Sligo is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Sligo's rank of 697th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Sligo loan is knowable in advance — unlike a revolving card balance.
What to do before borrowing in Sligo
Complete these steps first when you borrow in Sligo (673 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
In Sligo as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 673 residents.
Getting a loan in Sligo
Sligo is a lightly settled community of about 673 people, with 100 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Sligo without a local office, so branch density does not change what its 673 residents are offered. The nearest larger city, Rimersburg, PA about 5 miles away.
Sligo: area, density and distance
Sligo covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 478 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 242 miles away. Sligo has 100 larger places within a 50-mile radius. By land area it ranks 322nd of 1,013 Pennsylvania places.
Pennsylvania rules behind a Sligo personal loan
For the roughly 673 residents of Sligo, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Common questions
What are my options in Sligo if my credit is poor?
What loan size can I expect in Sligo?
Do I have to pledge anything to borrow in Sligo?
Does comparing loans in Sligo cost me credit score points?
Nearby places
- Callensburg, PA — population 144
- Rimersburg, PA — population 919
- Knox, PA — population 1,076
- Shippenville, PA — population 436
- Clarion, PA — population 4,295
- St. Petersburg, PA — population 332
- East Brady, PA — population 803
- Foxburg, PA — population 178