Personal loans in St. Petersburg, PA
About 332 people live in St. Petersburg, placing it 848th of 1,013 Census places in Pennsylvania. The trend for St. Petersburg between 2020 and 2023 is downward by roughly 2.1%. In St.
Petersburg, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach St. Petersburg's 332 residents. Decide the purpose of the loan and your repayment plan before sharing any details with a St. Petersburg lender. Borrowers who want a bigger city can look to Emlenton, PA about 3 miles away.
Local context for St. Petersburg
What follows is St. Petersburg's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: a Census-estimated 332, 848th among Pennsylvania's 1,013 places (Vintage 2023).
- Population trend: About 2.1% below the 2020 Census base.
- Absolute change: 7 residents lost between 2020 and 2023.
- Size percentile: about 16% of Pennsylvania's Census places are smaller than St. Petersburg.
- Density: the Census land area of 0.3 sq mi holds about 1,041 people per square mile.
- Land area rank: St. Petersburg's 0.3 square miles rank 868th of 1,013 places in Pennsylvania.
- State population share: St. Petersburg accounts for about 0.0% of everyone in Pennsylvania.
- National standing: St. Petersburg ranks 14,775th of 19,457 US places.
- Growth in Pennsylvania: St. Petersburg stands 666th by percentage change from 2020 to 2023, among 1,013 places.
- Against the state trend: St. Petersburg's 2.1% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: St. Petersburg is the 718th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: St. Petersburg's 1,041 people per square mile compare with a state median of 1,990.
- Location: the Census Gazetteer records it at 41.1610, -79.6545.
- Nearest larger cities: Emlenton (3 mi); Parker (5 mi); Knox (8 mi); Bruin (8 mi); Sligo (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Foxburg (2 mi); Callensburg (6 mi); Cherry Valley (8 mi).
- Within a 50-mile radius: 42 smaller Census places.
- Within 100 miles: 576 places are larger than St. Petersburg.
The geography behind St. Petersburg
St. Petersburg covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 332 residents, the land area yields roughly 1,041 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 250 miles. St. Petersburg has 146 larger places within a 50-mile radius. By land area it ranks 868th of 1,013 Pennsylvania places.
Which Pennsylvania laws govern a loan in St. Petersburg
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; St. Petersburg is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How St. Petersburg compares across Pennsylvania
Against Pennsylvania's other places, St. Petersburg accounts for about 0.0% of the state's population and ranks 848th of 1,013 by size. Its 2020-to-2023 change ranks 666th of 1,013 Pennsylvania places, putting it near the 34th percentile for growth. At about 1,041 people per square mile, St. Petersburg is the 718th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 7 residents.
What shapes a St. Petersburg personal loan
With roughly 332 residents, St. Petersburg is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving St. Petersburg's 332 residents must disclose the APR and finance charge in writing before you sign. The term you choose in St. Petersburg decides the split between a comfortable payment and the total interest you pay.
How lenders reach St. Petersburg
With about 1,041 residents per square mile, St. Petersburg is moderately settled, and 146 larger Census places sit within 50 miles. Whether St. Petersburg has a local branch or not, a Pennsylvania-licensed lender can serve its 332 people online on the same terms. The nearest bigger place is Emlenton, PA about 3 miles away.
Common questions
What are my options in St. Petersburg if my credit is poor?
What loan size can I expect in St. Petersburg?
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Does comparing loans in St. Petersburg cost me credit score points?
Nearby places
- Foxburg, PA — population 178
- Emlenton, PA — population 603
- Parker, PA — population 682
- Callensburg, PA — population 144
- Bruin, PA — population 408
- Knox, PA — population 1,076
- Eau Claire, PA — population 299
- Cherry Valley, PA — population 57