Personal loans in Knox, PA

An estimated 1,076 people make their home in Knox, a figure that ranks 582nd in Pennsylvania. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Knox loan. Lenders active in Knox report to a Pennsylvania supervisor, identified in the sourced rows below. The closest larger place is Clarion, PA about 8 miles away.

Knox: population, trend and location

Set out below is Knox's local context next to the state-level rules that reach every lender here.

• Population: 1,076 — Knox ranks 582nd of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.0% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 22 fewer since the 2020 base.
• Size percentile: bigger than about 43% of the places in Pennsylvania, with 1,076 residents in Knox.
• Land and density: 0.6 square miles of land carry roughly 1,915 residents per square mile.
• Land area rank: Knox's 0.6 square miles rank 684th of 1,013 places in Pennsylvania.
• State share: roughly 0.0% of Pennsylvania's residents live in Knox (1,076 people).
• National standing: Knox ranks 9,936th of 19,457 US places.
• Growth rank: Knox ranks 651st among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Knox's 2.0% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Knox is the 526th most densely settled place in Pennsylvania.
• Density in context: Knox's 1,915 people per square mile sit against a Pennsylvania median of 1,990.
• Location: mapped by the US Census Bureau at 41.2344, -79.5361.
• Nearest larger cities: Clarion (8 mi); Oil City (16 mi); Franklin (18 mi); Sugarcreek (21 mi); Brookville (24 mi). Lenders licensed in the state serve Knox whether or not they keep a local branch.
• Smaller communities close by: Shippenville (4 mi); Callensburg (8 mi); St. Petersburg (8 mi), each with its own Census population profile.
• Smaller places within 50 miles: 92 of them.
• At 100 miles: 328 larger Census places fall inside that radius.

A pre-application checklist for Knox

These steps shape the offer you get in Knox, a place of about 1,076 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Pennsylvania regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Knox as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 1,076 residents.

What shapes a Knox personal loan

A Knox personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,076 residents. A lender serving Knox's 1,076 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Knox loan is knowable in advance — unlike a revolving card balance.

What is available to Knox borrowers

With about 1,915 residents per square mile, Knox is moderately settled, and 57 larger Census places sit within 50 miles. Whether Knox has a local branch or not, a Pennsylvania-licensed lender can serve its 1,076 people online on the same terms. The nearest larger city, Clarion, PA about 8 miles away.

Pennsylvania consumer-lending rules applied in Knox

Read the table as a lender's compliance picture for Knox: the rule, the sourced figure, the publisher and the date.

Where Knox sits

Knox covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,915 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 246 miles from Knox. A 50-mile radius around Knox takes in 57 places that are larger. Within the same 50 miles lie 92 smaller Census places.