Personal loans in Skyline, MN
Skyline is one of 853 Census places in Minnesota; its 284 residents put it at 596th. Census figures put the 2020-to-2023 decrease in Skyline at about 1.7%.
Skyline is a small community in Minnesota, with an estimated 284 residents, and every licensed lender here follows the same state rulebook. For the 284 people in Skyline, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 284, the practical step is to compare APR across at least three lenders before committing. The closest larger place is North Mankato, MN about 3 miles away.
The Skyline data picture
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: about 284, ranked 596th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 1.7% across the 2020-to-2023 comparison.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: roughly 30% of Minnesota places rank below Skyline.
- Population density: about 1,442 people per square mile (Census land area 0.2 sq mi).
- Land area: Skyline covers 0.2 square miles, the 826th-largest area among Minnesota's 853 places.
- State population share: Skyline accounts for about 0.0% of everyone in Minnesota.
- Nationally: Skyline is the 15,312th-largest of 19,457 Census places in the dataset.
- Growth rank: Skyline's 2020-to-2023 change ranks 587th of 853 places in Minnesota.
- Against the state trend: Skyline's 1.7% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Skyline places 145th among Minnesota's places by people per square mile.
- Density vs Minnesota: Skyline's 1,442 people per square mile compare with a state median of 607.
- Location: it lies at 44.1409, -94.0336 in the Census Gazetteer.
- Nearest larger cities: North Mankato (3 mi); Mankato (4 mi); Eagle Lake (8 mi); St. Clair (9 mi); Good Thunder (9 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Pemberton (15 mi); Waldorf (22 mi); Lewisville (25 mi), each with its own Census population profile.
- Smaller neighbours: 23 places smaller than Skyline sit within 50 miles.
- Larger places within 100 miles: 421.
Skyline on the map
Skyline's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 284 residents, the land area yields roughly 1,442 people per square mile. The largest place in Minnesota, Minneapolis, lies about 68 miles away. Skyline has 84 larger places within a 50-mile radius. By land area it ranks 826th of 853 Minnesota places.
Borrowing reach in Skyline
At roughly 1,442 people per square mile, Skyline is moderately settled; 84 larger places lie within 50 miles. Distance to a branch rarely matters for Skyline's 284 residents: the application is online and the price follows your credit file. The nearest bigger place is North Mankato, MN about 3 miles away.
Which Minnesota laws govern a loan in Skyline
Minnesota has no separate rate rule for Skyline; the sourced rows below are what reach every lender that serves its 284 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Skyline's place among Minnesota's 853 places
Set beside Minnesota's 853 places, Skyline ranks 596th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Skyline stands 587th among Minnesota's 853 places — roughly the 31th percentile. Its roughly 1,442 residents per square mile place it 145th among Minnesota's places. Between 2020 and 2023 the count changed by roughly 5 residents.
The anatomy of a Skyline personal loan
Skyline is a small community of about 284 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Skyline's 284 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Skyline decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Skyline if my credit is poor?
What loan size can I expect in Skyline?
Do I have to pledge anything to borrow in Skyline?
Does comparing loans in Skyline cost me credit score points?
Nearby places
- North Mankato, MN — population 14,091
- Mankato, MN — population 45,742
- Good Thunder, MN — population 547
- Eagle Lake, MN — population 3,251
- Kasota, MN — population 714
- St. Clair, MN — population 731
- Lake Crystal, MN — population 2,502
- St. Peter, MN — population 12,291