Personal loans in Good Thunder, MN
State law, not city hall, decides what a lender may do to Good Thunder's roughly 547 residents, and a state regulator supervises it.
Good Thunder is a small community of about 547 residents, and a personal loan taken out here is governed by Minnesota statute. The Census counts 547 people in Good Thunder, the 471st-largest figure among Minnesota's 853 places. The 2020 count to the 2023 estimate shows about 2.3% decline in Good Thunder. Pull your credit reports and line up at least three offers before you apply from Good Thunder. The next larger city is Mapleton, MN about 8 miles away.
The Good Thunder data picture
What follows is Good Thunder's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.
- Population: 547 residents; Good Thunder is the 471st-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: Down about 2.3% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 13 fewer since the 2020 base.
- Size percentile: Good Thunder sits ahead of around 45% of Minnesota places, at 547 people.
- Density: the Census land area of 0.6 sq mi holds about 872 people per square mile.
- By land area: Good Thunder ranks 641st among Minnesota's 853 places, at 0.6 sq mi.
- Within Minnesota: about 0.0% of the state's population lives in Good Thunder.
- National standing: Good Thunder ranks 12,793rd of 19,457 US places.
- Growth rank: Good Thunder ranks 660th among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Good Thunder's 2.3% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Good Thunder is the 322nd most densely settled place in Minnesota.
- Density in context: Good Thunder's 872 people per square mile sit against a Minnesota median of 607.
- Location: the Census Gazetteer records it at 44.0067, -94.0703.
- Nearest larger cities: Mapleton (8 mi); Lake Crystal (10 mi); St. Clair (12 mi); North Mankato (12 mi); Mankato (12 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Vernon Center (6 mi); Amboy (9 mi); Skyline (9 mi).
- Smaller places within 50 miles: 45 of them.
- Within 100 miles: 322 places are larger than Good Thunder.
How Good Thunder compares across Minnesota
Among Minnesota's 853 places, Good Thunder sits at 471st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Good Thunder ranks 660th of 853 in Minnesota (about the 23th percentile). At about 872 people per square mile, Good Thunder is the 322nd most densely settled place in Minnesota. In land area, Good Thunder ranks 641st among Minnesota's 853 places.
Good Thunder on the map
The Census Gazetteer records about 0.6 square miles of land within Good Thunder, with no significant water area listed. With 547 residents, the land area yields roughly 872 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 77 miles away. Within 50 miles of Good Thunder there are 59 larger Census places. Within the same 50 miles lie 45 smaller Census places.
Which Minnesota laws govern a loan in Good Thunder
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Good Thunder is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Inside a Good Thunder personal loan
Good Thunder is a small community of about 547 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Good Thunder. Because the payment is fixed, the total cost of a Good Thunder loan is knowable in advance — unlike a revolving card balance.
How lenders reach Good Thunder
With about 872 residents per square mile, Good Thunder is moderately settled, and 59 larger Census places sit within 50 miles. A Minnesota licence lets a lender serve Good Thunder without a local office, so branch density does not change what its 547 residents are offered. The nearest bigger place is Mapleton, MN about 8 miles away.
Common questions
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Nearby places
- Vernon Center, MN — population 317
- Skyline, MN — population 284
- Mapleton, MN — population 1,649
- Amboy, MN — population 519
- North Mankato, MN — population 14,091
- Lake Crystal, MN — population 2,502
- Mankato, MN — population 45,742
- St. Clair, MN — population 731