Personal loans in St. Clair, MN

Clair, Minnesota — home to about 731 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. The trend for St. Clair between 2020 and 2023 is downward by roughly 2.8%. Pull your credit reports and line up at least three offers before you apply from St. Clair. The closest larger place is Eagle Lake, MN about 6 miles away.

St. Clair by the numbers

What follows is St. Clair's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: the Census counts 731 residents in St. Clair (Vintage 2023 subcounty estimate), the 407th-largest figure among Minnesota's 853 places.
• Population trend: Lower by roughly 2.8% since the 2020 count.
• Net change: roughly 21 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 52% of the places in Minnesota, with 731 residents in St. Clair.
• Land and density: 0.6 square miles of land carry roughly 1,126 residents per square mile.
• By land area: St. Clair ranks 635th among Minnesota's 853 places, at 0.6 sq mi.
• State share: roughly 0.0% of Minnesota's residents live in St. Clair (731 people).
• National standing: St. Clair ranks 11,594th of 19,457 US places.
• Growth in Minnesota: St. Clair stands 723rd by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while St. Clair moved 2.8%.
• Density rank: St. Clair places 230th among Minnesota's places by people per square mile.
• Density in context: St. Clair's 1,126 people per square mile sit against a Minnesota median of 607.
• Location: the Census Gazetteer records it at 44.0839, -93.8605.
• Nearest larger cities: Eagle Lake (6 mi); Janesville (8 mi); Mankato (8 mi); Madison Lake (9 mi); North Mankato (11 mi). Living near a larger metro rarely changes what is available in St. Clair.
• Nearest smaller towns: Pemberton (6 mi); Skyline (9 mi); Good Thunder (12 mi) — useful context for the surrounding area.
• Smaller neighbours: 54 places smaller than St. Clair sit within 50 miles.
• At 100 miles: 307 larger Census places fall inside that radius.

A pre-application checklist for St. Clair

These steps shape the offer you get in St. Clair, a place of about 731 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between St. Clair and the rest of Minnesota is not the process but the borrower's own file, among the 731 people here.

Lender access in St. Clair

St. Clair is a moderately settled community of about 731 people, with 54 larger places inside a 50-mile radius. What is available to St. Clair's 731 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Eagle Lake, MN about 6 miles away.

St. Clair: area, density and distance

The Census Gazetteer records about 0.6 square miles of land within St. Clair, with no significant water area listed. With 731 residents, the land area yields roughly 1,126 people per square mile. The largest place in Minnesota, Minneapolis, lies about 67 miles away. St. Clair has 54 larger places within a 50-mile radius. The 100-mile radius contains 307 larger places.

How Minnesota law applies in St. Clair

For the roughly 731 residents of St. Clair, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

St. Clair's place among Minnesota's 853 places

Within Minnesota, St. Clair holds roughly 0.0% of all residents, the 407th-largest share among 853 places. For population change between 2020 and 2023, St. Clair ranks 723rd of 853 in Minnesota (about the 15th percentile). By density, at about 1,126 people per square mile, it ranks 230th in Minnesota. Between 2020 and 2023 the count changed by roughly 21 residents.