Personal loans in Sister Bay, WI

Compare APR, not the interest rate, because the APR folds in most fees on a Sister Bay loan. The 2020 count to the 2023 estimate shows about 1.4% growth in Sister Bay. Consumer lending that reaches Sister Bay's 1,165 residents is governed by Wisconsin statute; no city ordinance changes it. The closest larger place is Menominee, MI about 24 miles away.

Sister Bay: population, trend and location

The figures below are Sister Bay's own — Census population, land area and coordinates — followed by the Wisconsin rules.

• Population: the Census counts 1,165 residents in Sister Bay (Vintage 2023 subcounty estimate), the 344th-largest figure among Wisconsin's 605 places.
• Population trend: A gain of roughly 1.4% between 2020 and 2023.
• Absolute change: 16 residents added between 2020 and 2023.
• Size percentile: bigger than about 43% of the places in Wisconsin, with 1,165 residents in Sister Bay.
• Density: the Census land area of 2.7 sq mi holds about 437 people per square mile.
• Land area: Sister Bay covers 2.7 square miles, the 257th-largest area among Wisconsin's 605 places.
• Water area rank: Sister Bay ranks 39th among Wisconsin's 605 places, with 0.99 sq mi.
• Share of state population: Sister Bay's 1,165 residents are about 0.0% of Wisconsin.
• National rank: Sister Bay sits 9,668th by population among the 19,457 places in this dataset.
• Growth rank: Sister Bay ranks 136th among Wisconsin's 605 places for the 2020-to-2023 change.
• Against the state trend: Sister Bay's 1.4% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Sister Bay is the 447th most densely settled place in Wisconsin.
• Against the state median: Sister Bay runs about 437 residents per square mile, where the Wisconsin median is 800.
• Location: latitude 45.1871, longitude -87.1294 (Census Gazetteer).
• Nearest larger cities: Menominee (24 mi); Marinette (25 mi); Sturgeon Bay (28 mi); Peshtigo (31 mi); Escanaba (39 mi). Larger metros often have more branches, but online lenders reach Sister Bay on the same terms.
• Smaller towns nearby: Ephraim (2 mi); Egg Harbor (13 mi); Stephenson (28 mi).
• Smaller places within 50 miles: 14 of them.
• At 100 miles: 75 larger Census places fall inside that radius.

Sister Bay against the rest of Wisconsin

Within Wisconsin, Sister Bay holds roughly 0.0% of all residents, the 344th-largest share among 605 places. For population change between 2020 and 2023, Sister Bay ranks 136th of 605 in Wisconsin (about the 78th percentile). Its roughly 437 residents per square mile place it 447th among Wisconsin's places. Between 2020 and 2023 the count changed by roughly 16 residents.

How lenders reach Sister Bay

With about 437 residents per square mile, Sister Bay is lightly settled, and 8 larger Census places sit within 50 miles. Distance to a branch rarely matters for Sister Bay's 1,165 residents: the application is online and the price follows your credit file. The nearest bigger place is Menominee, MI about 24 miles away.

What Wisconsin law requires in Sister Bay

For the roughly 1,165 residents of Sister Bay, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.

A pre-application checklist for Sister Bay

For Sister Bay's roughly 1,165 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Wisconsin licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

In Sister Bay as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 1,165 residents.

The geography behind Sister Bay

Sister Bay's land area is about 2.7 square miles; a further 0.99 square miles is water. That land carries about 437 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 152 miles away. Counting outward 50 miles, 8 larger communities surround Sister Bay. By land area it ranks 257th of 605 Wisconsin places.