Personal loans in Sturgeon Bay, WI

With 9,861 residents, Sturgeon Bay outranks about 84% of the communities in Wisconsin. A lender that serves Sturgeon Bay operates under Wisconsin lending statutes and a Wisconsin supervisor. A 2020-to-2023 comparison shows Sturgeon Bay up by about 2.1%. The closest larger city is Marinette, WI about 22 miles away.

Borrowing in Sturgeon Bay: the local picture

Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.

• Population: about 9,861 people live here, which puts Sturgeon Bay 98th of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: About 2.1% above the 2020 Census base.
• Net change: roughly 204 more people than the 2020 Census counted.
• Size percentile: roughly 84% of Wisconsin's places have fewer residents than Sturgeon Bay's 9,861.
• Population density: about 997 people per square mile (Census land area 9.9 sq mi).
• By land area: Sturgeon Bay ranks 75th among Wisconsin's 605 places, at 9.9 sq mi.
• Water area: Sturgeon Bay has 1.66 square miles of water, ranking 21st of 605 places in Wisconsin.
• Share of Wisconsin: Sturgeon Bay holds about 0.2% of the state's population, some 9,861 people.
• National standing: Sturgeon Bay ranks 3,189th of 19,457 US places.
• Growth in Wisconsin: Sturgeon Bay stands 92nd by percentage change from 2020 to 2023, among 605 places.
• Versus Wisconsin: the state average change is +0.4%, while Sturgeon Bay moved 2.1%.
• Density rank: Sturgeon Bay places 222nd among Wisconsin's places by people per square mile.
• Density vs Wisconsin: Sturgeon Bay's 997 people per square mile compare with a state median of 800.
• Location: 44.8227 / -87.3698, per the US Census Bureau Gazetteer.
• Nearest larger cities: Marinette (22 mi); Suamico (35 mi); Green Bay (37 mi); Bellevue (38 mi); Howard (39 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Forestville (11 mi); Algoma (15 mi); Egg Harbor (16 mi).
• Within a 50-mile radius: 26 smaller Census places.
• Within 100 miles: 24 places are larger than Sturgeon Bay.

The geography behind Sturgeon Bay

The Census Gazetteer records 9.9 square miles of land and 1.66 square miles of water within Sturgeon Bay. The resulting density is about 997 people per square mile. Milwaukee, the largest place in Wisconsin, is about 125 miles from Sturgeon Bay. Within 50 miles of Sturgeon Bay there are 10 larger Census places. By land area it ranks 75th of 605 Wisconsin places.

The state rulebook for Sturgeon Bay

This table holds the Wisconsin rate and licensing rules for consumer loans made to Sturgeon Bay's 9,861 residents.

Sturgeon Bay's place among Wisconsin's 605 places

Among Wisconsin's 605 places, Sturgeon Bay sits at 98th for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Sturgeon Bay ranks 92nd of 605 in Wisconsin (about the 85th percentile). Its roughly 997 residents per square mile place it 222nd among Wisconsin's places. Within 50 miles sit 26 smaller Census places, alongside the 10 that are larger.

Lender access in Sturgeon Bay

At roughly 997 people per square mile, Sturgeon Bay is moderately settled; 10 larger places lie within 50 miles. Whether Sturgeon Bay has a local branch or not, a Wisconsin-licensed lender can serve its 9,861 people online on the same terms. The nearest larger city, Marinette, WI about 22 miles away.

How personal loans work in Sturgeon Bay

A Sturgeon Bay personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 9,861 residents. Federal Truth in Lending rules require a Sturgeon Bay lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Sturgeon Bay loan is knowable in advance — unlike a revolving card balance.