Personal loans in Menominee, MI
From the 2020 Census base to the 2023 estimate, the population declined by about 3.3%. Personal loans in Menominee are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 8,207 population.
Menominee ranks 108th of 533 places in Michigan, with a population near 8,207. Borrowers who want a bigger city can look to Marinette, WI about 2 miles away. State law, not city hall, decides what a lender may do to Menominee's roughly 8,207 residents, and a state regulator supervises it. Pull your credit reports and line up at least three offers before you apply from Menominee.
What the Census records for Menominee
Read the local figures below as context; read the sourced Michigan table as the rulebook a lender here must follow.
- Population: about 8,207 people live here, which puts Menominee 108th of 533 Census places in Michigan (Vintage 2023).
- Population trend: A decline of about 3.3% across the 2020-to-2023 comparison.
- Net change: roughly 276 fewer people than the 2020 Census counted.
- Size percentile: about 80% of Michigan communities are smaller than Menominee (8,207 residents).
- Population density: 1,590 people per square mile on 5.2 square miles of land.
- Land area: Menominee covers 5.2 square miles, the 92nd-largest area among Michigan's 533 places.
- Water area: Menominee has 0.33 square miles of water, ranking 80th of 533 places in Michigan.
- Share of Michigan: Menominee holds about 0.2% of the state's population, some 8,207 people.
- National rank: Menominee is 3,625th of 19,457 places nationwide.
- Growth in Michigan: Menominee stands 501st by percentage change from 2020 to 2023, among 533 places.
- Against the state trend: Menominee's 3.3% change compares with a Michigan average of -0.3% across its 533 places.
- Density rank: Menominee places 163rd among Michigan's places by people per square mile.
- Density in context: Menominee's 1,590 people per square mile sit against a Michigan median of 1,078.
- Location: 45.1221, -87.6236 (US Census Bureau Gazetteer).
- Nearest larger cities: Marinette (2 mi); Sturgeon Bay (24 mi); Suamico (40 mi); Howard (44 mi); Green Bay (45 mi). Living near a larger metro rarely changes what is available in Menominee.
- Smaller communities close by: Peshtigo (7 mi); Egg Harbor (16 mi); Oconto (20 mi), each with its own Census population profile.
- Within a 50-mile radius: 27 smaller Census places.
- Larger places within 100 miles: 29.
Which Michigan laws govern a loan in Menominee
Below are the Michigan rules that apply to a loan made in Menominee, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
Borrowing reach in Menominee
Menominee is a moderately settled community of about 8,207 people, with 8 larger places inside a 50-mile radius. What is available to Menominee's 8,207 borrowers is set by Michigan licensing and your own credit, not by how many branches are nearby. The nearest larger city, Marinette, WI about 2 miles away.
Where Menominee sits
Menominee covers about 5.2 square miles of land, with 0.33 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,590 people per square mile. The state's population centre of gravity, Detroit, is roughly 294 miles away. A 50-mile radius around Menominee takes in 8 places that are larger. The 100-mile radius contains 29 larger places.
The anatomy of a Menominee personal loan
Most loans made to Menominee's 8,207 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Menominee lender to disclose the APR and finance charge before you sign. The term you choose in Menominee decides the split between a comfortable payment and the total interest you pay.
Menominee's place among Michigan's 533 places
Among Michigan's 533 places, Menominee sits at 108th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Menominee stands 501st among Michigan's 533 places — roughly the 6th percentile. Its roughly 1,590 residents per square mile place it 163rd among Michigan's places. In land area, Menominee ranks 92nd among Michigan's 533 places.
Common questions
What are my options in Menominee if my credit is poor?
What loan size can I expect in Menominee?
Do I have to pledge anything to borrow in Menominee?
Does comparing loans in Menominee cost me credit score points?
Nearby places
- Marinette, WI — population 11,045
- Peshtigo, WI — population 3,387
- Stephenson, MI — population 799
- Egg Harbor, WI — population 371
- Oconto, WI — population 4,621
- Daggett, MI — population 203
- Sturgeon Bay, WI — population 9,861
- Crivitz, WI — population 1,099