Personal loans in Shiloh, GA
In Shiloh, one of 536 Census places in Georgia, the figure to compare across lenders is the APR, not the advertised rate. Census figures put the 2020-to-2023 increase in Shiloh at about 5.5%.
With an estimated 422 residents, Shiloh is the 409th-largest of 536 places in Georgia. Pull your credit reports and line up at least three offers before you apply from Shiloh. Rate ceilings, licensing requirements and product limits for Shiloh are all set at the Georgia level. The nearest larger metro is Manchester, GA about 5 miles away.
Borrowing in Shiloh: the local picture
Most of what governs a Shiloh loan is written in Georgia law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 422 residents, 409th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 5.5% across the 2020-to-2023 comparison.
- Absolute change: 22 residents added between 2020 and 2023.
- Size percentile: Shiloh sits ahead of around 24% of Georgia places, at 422 people.
- Population density: about 193 people per square mile across 2.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Shiloh's 2.2 square miles rank 331st of 536 places in Georgia.
- Water area rank: Shiloh ranks 234th among Georgia's 536 places, with 0.03 sq mi.
- Share of Georgia: Shiloh holds about 0.0% of the state's population, some 422 people.
- National rank: Shiloh is the 13,878th most populous of the 19,457 Census places covered here.
- Growth in Georgia: Shiloh stands 130th by percentage change from 2020 to 2023, among 536 places.
- Against the state trend: Shiloh's 5.5% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Shiloh is the 445th most densely settled place in Georgia.
- Density vs Georgia: Shiloh's 193 people per square mile compare with a state median of 536.
- Location: coordinates 32.8116, -84.6987 (US Census Bureau Gazetteer).
- Nearest larger cities: Manchester (5 mi); Warm Springs (5 mi); Waverly Hall (9 mi); Pine Mountain (9 mi); Hamilton (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Woodland (8 mi); Molena (18 mi); Geneva (18 mi).
- Smaller places within 50 miles: 21 of them.
- At 100 miles: 234 larger Census places fall inside that radius.
Shiloh: area, density and distance
Shiloh covers about 2.2 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 193 people per square mile. Atlanta, the largest place in Georgia, is about 68 miles from Shiloh. Shiloh has 47 larger places within a 50-mile radius. The 100-mile radius contains 234 larger places.
Georgia consumer-lending rules applied in Shiloh
For the roughly 422 residents of Shiloh, the rules below are Georgia's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
The anatomy of a Shiloh personal loan
In Shiloh, a small community of about 422, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Shiloh can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Shiloh loan is knowable in advance — unlike a revolving card balance.
Shiloh in state context
Set beside Georgia's 536 places, Shiloh ranks 409th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Shiloh stands 130th among Georgia's 536 places — roughly the 76th percentile. Its roughly 193 residents per square mile place it 445th among Georgia's places. By land area, its 2.2 square miles rank 331st of 536 places in Georgia.
Lender access in Shiloh
With about 193 residents per square mile, Shiloh is lightly settled, and 47 larger Census places sit within 50 miles. Lenders licensed in Georgia reach Shiloh's 422 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Manchester, GA about 5 miles away.
Common questions
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Nearby places
- Warm Springs, GA — population 443
- Manchester, GA — population 3,528
- Waverly Hall, GA — population 667
- Woodland, GA — population 299
- Pine Mountain, GA — population 1,281
- Hamilton, GA — population 1,763
- Talbotton, GA — population 736
- Woodbury, GA — population 865