Personal loans in Talbotton, GA
With 736 residents, Talbotton outranks about 36% of the communities in Georgia. A lender serving Talbotton holds a Georgia licence and answers to a Georgia regulator; no city office is involved for its 736 residents.
The trend for Talbotton between 2020 and 2023 is downward by roughly 0.4%. Price two or three terms so you can see which payment is truly affordable in Talbotton. Every figure below is Georgia's own, applied to Talbotton's 736 residents, with the publisher and retrieval date attached. The next larger city is Manchester, GA about 14 miles away.
Talbotton: the sourced local profile
What follows is Talbotton's place in the Census record, alongside the Georgia rules that govern a personal loan made here.
- Population: about 736, ranked 345th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 0.4% across the 2020-to-2023 comparison.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: Talbotton sits ahead of around 36% of Georgia places, at 736 people.
- Density: roughly 237 residents per square mile, spread over 3.1 sq mi of land.
- Land area rank: Talbotton's 3.1 square miles rank 279th of 536 places in Georgia.
- Water: Talbotton holds about 0.02 square miles, the 274th-largest water area in Georgia.
- State share: roughly 0.0% of Georgia's residents live in Talbotton (736 people).
- National rank: Talbotton sits 11,560th by population among the 19,457 places in this dataset.
- Growth rank: Talbotton's 2020-to-2023 change ranks 374th of 536 places in Georgia.
- Versus Georgia: the state average change is +3.4%, while Talbotton moved 0.4%.
- Density in Georgia: Talbotton ranks 415th by people per square mile.
- Density vs Georgia: Talbotton's 237 people per square mile compare with a state median of 536.
- Location: 32.6772 / -84.5406, per the US Census Bureau Gazetteer.
- Nearest larger cities: Manchester (14 mi); Thomaston (19 mi); Butler (20 mi); Hamilton (20 mi); Woodbury (21 mi). Online lenders reach Talbotton no matter how far the nearest branch is.
- Smaller places close by: Geneva (7 mi); Junction City (7 mi); Woodland (8 mi).
- Smaller places within 50 miles: 28 of them.
- Within 100 miles: 186 places are larger than Talbotton.
Talbotton on the map
Talbotton's land area is about 3.1 square miles; a further 0.02 square miles is water. Spread across it are roughly 237 residents per square mile. The state's population centre of gravity, Atlanta, is roughly 75 miles away. Counting outward 50 miles, 42 larger communities surround Talbotton. The 100-mile radius contains 186 larger places.
Talbotton's place among Georgia's 536 places
Set beside Georgia's 536 places, Talbotton ranks 345th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Talbotton stands 374th among Georgia's 536 places — roughly the 30th percentile. By density, at about 237 people per square mile, it ranks 415th in Georgia. The population moved by about 3 people between 2020 and 2023, a 0.4% shift.
Georgia consumer-lending rules applied in Talbotton
These are Georgia's sourced lending facts as they reach Talbotton's 736 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
What to do before borrowing in Talbotton
Complete these steps first when you borrow in Talbotton (736 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Georgia licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Talbotton and the rest of Georgia is not the process but the borrower's own file, among the 736 people here.
What is available to Talbotton borrowers
At roughly 237 people per square mile, Talbotton is lightly settled; 42 larger places lie within 50 miles. Distance to a branch rarely matters for Talbotton's 736 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Manchester, GA about 14 miles away.
Common questions
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Nearby places
- Geneva, GA — population 75
- Junction City, GA — population 137
- Woodland, GA — population 299
- Waverly Hall, GA — population 667
- Manchester, GA — population 3,528
- Shiloh, GA — population 422
- Warm Springs, GA — population 443
- Thomaston, GA — population 9,876