Personal loans in Hamilton, GA
Hamilton gained roughly 5.2% in population across the 2020-to-2023 comparison. Hamilton is home to roughly 1,763 people and stands 254th by size out of 536 Census places in Georgia.
Hamilton, Georgia — home to about 1,763 people — is a small community, so the terms you are offered follow Georgia law rather than any local rule. Work out your debt-to-income ratio first; lenders weigh it heavily, and Hamilton's 1,763 residents are no exception. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Hamilton's 1,763 residents. The closest larger city is Manchester, GA about 15 miles away.
What the Census records for Hamilton
Here is the sourced Census picture for Hamilton, plus the Georgia lending rules that apply to a loan taken out here.
- Population: 1,763 people, a figure that places Hamilton 254th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 5.2% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 87 residents.
- Size percentile: Hamilton's 1,763 people outrank roughly 53% of the places in Georgia.
- Population density: about 516 people per square mile (Census land area 3.4 sq mi).
- By land area: Hamilton ranks 241st among Georgia's 536 places, at 3.4 sq mi.
- State population share: Hamilton accounts for about 0.0% of everyone in Georgia.
- Nationally: Hamilton is the 8,088th-largest of 19,457 Census places in the dataset.
- Growth rank: Hamilton's 2020-to-2023 change ranks 139th of 536 places in Georgia.
- Against the state trend: Hamilton's 5.2% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Hamilton places 277th among Georgia's places by people per square mile.
- Density vs Georgia: Hamilton's 516 people per square mile compare with a state median of 536.
- Location: it lies at 32.7647, -84.8753 in the Census Gazetteer.
- Nearest larger cities: Manchester (15 mi); Columbus (18 mi); West Point (18 mi); Valley (19 mi); Lanett (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Pine Mountain (6 mi); Waverly Hall (10 mi); Shiloh (11 mi), each with its own Census population profile.
- Within a 50-mile radius: 47 smaller Census places.
- At 100 miles: 155 larger Census places fall inside that radius.
Where Hamilton sits
Hamilton covers about 3.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 516 people per square mile. The largest place in Georgia, Atlanta, lies about 74 miles away. Within 50 miles of Hamilton there are 22 larger Census places. Within the same 50 miles lie 47 smaller Census places.
How a Hamilton personal loan is priced
With roughly 1,763 residents, Hamilton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Hamilton can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Hamilton loan is knowable in advance — unlike a revolving card balance.
How Georgia law applies in Hamilton
Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Hamilton lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
Lender access in Hamilton
With about 516 residents per square mile, Hamilton is moderately settled, and 22 larger Census places sit within 50 miles. Distance to a branch rarely matters for Hamilton's 1,763 residents: the application is online and the price follows your credit file. The nearest larger city, Manchester, GA about 15 miles away.
How Hamilton compares across Georgia
Within Georgia, Hamilton holds roughly 0.0% of all residents, the 254th-largest share among 536 places. Its 2020-to-2023 change ranks 139th of 536 Georgia places, putting it near the 74th percentile for growth. Its roughly 516 residents per square mile place it 277th among Georgia's places. By land area, its 3.4 square miles rank 241st of 536 places in Georgia.
Common questions
What are my options in Hamilton if my credit is poor?
What loan size can I expect in Hamilton?
Do I have to pledge anything to borrow in Hamilton?
Does comparing loans in Hamilton cost me credit score points?
Nearby places
- Pine Mountain, GA — population 1,281
- Waverly Hall, GA — population 667
- Shiloh, GA — population 422
- Warm Springs, GA — population 443
- Columbus, GA — population 201,877
- Manchester, GA — population 3,528
- West Point, GA — population 3,605
- LaGrange, GA — population 32,343