Personal loans in Sherwood, WI
Sherwood lost roughly 1.6% of its population across the 2020-to-2023 comparison. At about 3,222 residents, Sherwood is larger than roughly 66% of the places in Wisconsin.
With roughly 3,222 residents, Sherwood is a small community, and the lending rules its borrowers live under are written in Wisconsin, not by the city. Price two or three terms so you can see which payment is truly affordable in Sherwood. A lender that serves Sherwood operates under Wisconsin lending statutes and a Wisconsin supervisor. Borrowers who want a bigger city can look to Harrison, WI about 1 miles away.
The Sherwood data picture
What follows is Sherwood's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: a Census-estimated 3,222, 203rd among Wisconsin's 605 places (Vintage 2023).
- Population trend: Lower by roughly 1.6% since the 2020 count.
- Absolute change: 51 residents lost between 2020 and 2023.
- Size percentile: roughly 66% of Wisconsin's places have fewer residents than Sherwood's 3,222.
- Population density: about 931 people per square mile across 3.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Sherwood ranks 202nd among Wisconsin's 605 places, at 3.5 sq mi.
- Water area rank: Sherwood ranks 222nd among Wisconsin's 605 places, with 0.06 sq mi.
- Within Wisconsin: about 0.1% of the state's population lives in Sherwood.
- National standing: Sherwood ranks 6,054th of 19,457 US places.
- Growth rank: Sherwood's 2020-to-2023 change ranks 466th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Sherwood's 1.6%.
- Density rank: Sherwood is the 246th most densely settled place in Wisconsin.
- Density in context: Sherwood's 931 people per square mile sit against a Wisconsin median of 800.
- Location: 44.1769, -88.2750 (US Census Bureau Gazetteer).
- Nearest larger cities: Harrison (1 mi); Combined Locks (6 mi); Kimberly (7 mi); Kaukauna (7 mi); Menasha (8 mi). Online lenders reach Sherwood no matter how far the nearest branch is.
- Smaller communities close by: Hilbert (6 mi); Stockbridge (8 mi); Potter (9 mi), each with its own Census population profile.
- Smaller neighbours: 63 places smaller than Sherwood sit within 50 miles.
- Within 100 miles: 143 places are larger than Sherwood.
Lender access in Sherwood
Sherwood is a moderately settled community of about 3,222 people, with 44 larger places inside a 50-mile radius. A Wisconsin licence lets a lender serve Sherwood without a local office, so branch density does not change what its 3,222 residents are offered. For a larger market, the closest option is Harrison, WI about 1 miles away.
The anatomy of a Sherwood personal loan
A Sherwood personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,222 residents. Two numbers drive a Sherwood loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Sherwood loan is knowable in advance — unlike a revolving card balance.
Sherwood: area, density and distance
Sherwood covers about 3.5 square miles of land, with 0.06 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 931 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 78 miles away. Sherwood has 44 larger places within a 50-mile radius. Within the same 50 miles lie 63 smaller Census places.
The Wisconsin lending rules that reach Sherwood
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Sherwood lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How Sherwood compares across Wisconsin
Against Wisconsin's other places, Sherwood accounts for about 0.1% of the state's population and ranks 203rd of 605 by size. For population change between 2020 and 2023, Sherwood ranks 466th of 605 in Wisconsin (about the 23th percentile). Its roughly 931 residents per square mile place it 246th among Wisconsin's places. By land area, its 3.5 square miles rank 202nd of 605 places in Wisconsin.
Common questions
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Nearby places
- Harrison, WI — population 14,524
- Combined Locks, WI — population 3,654
- Kaukauna, WI — population 17,493
- Kimberly, WI — population 7,626
- Stockbridge, WI — population 657
- Hilbert, WI — population 1,211
- Little Chute, WI — population 12,178
- Appleton, WI — population 74,719