Personal loans in Kimberly, WI
A single loan can carry different costs on either side of a state line, and Kimberly sits on the Wisconsin side of that line. With an estimated 7,626 residents, Kimberly is the 126th-largest of 605 places in Wisconsin.
Two households in Kimberly with comparable incomes can still be offered different rates; the city's 7,626 residents are not the reason. Population in Kimberly climbed about 4.3% over the three years from 2020 to 2023. Judge Kimberly offers on total cost, not on how quickly the money arrives. The nearest larger city is Little Chute, WI about 2 miles away.
The Kimberly data picture
The figures below are Kimberly's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: about 7,626, ranked 126th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 4.3% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 314 residents.
- Size percentile: with 7,626 residents, Kimberly is larger than about 79% of Wisconsin's Census places.
- Population density: about 3,320 people per square mile (Census land area 2.3 sq mi).
- Land area: Kimberly covers 2.3 square miles, the 285th-largest area among Wisconsin's 605 places.
- Water: Kimberly holds about 0.11 square miles, the 180th-largest water area in Wisconsin.
- State population share: Kimberly accounts for about 0.2% of everyone in Wisconsin.
- Nationally: Kimberly is the 3,784th-largest of 19,457 Census places in the dataset.
- Growth rank: Kimberly's 2020-to-2023 change ranks 46th of 605 places in Wisconsin.
- Against the state trend: Kimberly's 4.3% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Kimberly places 14th among Wisconsin's places by people per square mile.
- Density vs Wisconsin: Kimberly's 3,320 people per square mile compare with a state median of 800.
- Location: mapped by the US Census Bureau at 44.2668, -88.3380.
- Nearest larger cities: Little Chute (2 mi); Appleton (3 mi); Kaukauna (4 mi); Harrison (6 mi); Menasha (6 mi). Living near a larger metro rarely changes what is available in Kimberly.
- Nearest smaller towns: Combined Locks (1 mi); Sherwood (7 mi); Wrightstown (9 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 80 of them.
- At 100 miles: 89 larger Census places fall inside that radius.
Where Kimberly sits in Wisconsin
Kimberly is the 126th-largest of 605 Census places in Wisconsin and contains about 0.2% of the state's people. For population change between 2020 and 2023, Kimberly ranks 46th of 605 in Wisconsin (about the 92th percentile). Its roughly 3,320 residents per square mile place it 14th among Wisconsin's places. In land area, Kimberly ranks 285th among Wisconsin's 605 places.
Steps to take before a Kimberly loan
A sensible order of operations for a loan in Kimberly, home to about 7,626 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Wisconsin regulator's records to confirm the lender is licensed here.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Kimberly holds 7,626 people.
Which Wisconsin laws govern a loan in Kimberly
For the roughly 7,626 residents of Kimberly, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How lenders reach Kimberly
Kimberly is a fairly dense community of about 7,626 people, with 26 larger places inside a 50-mile radius. A Wisconsin licence lets a lender serve Kimberly without a local office, so branch density does not change what its 7,626 residents are offered. The nearest bigger place is Little Chute, WI about 2 miles away.
Inside a Kimberly personal loan
In Kimberly, a small town of about 7,626, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Kimberly can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Kimberly loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Kimberly if my credit is poor?
What loan size can I expect in Kimberly?
Do I have to pledge anything to borrow in Kimberly?
Does comparing loans in Kimberly cost me credit score points?
Nearby places
- Combined Locks, WI — population 3,654
- Little Chute, WI — population 12,178
- Appleton, WI — population 74,719
- Kaukauna, WI — population 17,493
- Harrison, WI — population 14,524
- Menasha, WI — population 18,069
- Sherwood, WI — population 3,222
- Fox Crossing, WI — population 18,947