Personal loans in Rushville, IN
In Rushville, one of 565 Census places in Indiana, the figure to compare across lenders is the APR, not the advertised rate.
To lend to Rushville's 6,191 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it. By population, Rushville sits at 108th in Indiana, with an estimated 6,191 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Rushville's 6,191 residents. The 2020 count to the 2023 estimate shows about 0.1% growth in Rushville. A larger market lies at Connersville, IN about 16 miles away.
Borrowing in Rushville: the local picture
What follows is Rushville's place in the Census record, alongside the Indiana rules that govern a personal loan made here.
- Population: 6,191 residents; Rushville is the 108th-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.1% since the 2020 count.
- Absolute change: 6 residents added between 2020 and 2023.
- Size percentile: about 81% of Indiana's Census places are smaller than Rushville.
- Land and density: 3.4 square miles of land carry roughly 1,804 residents per square mile.
- Land area: Rushville covers 3.4 square miles, the 139th-largest area among Indiana's 565 places.
- State population share: Rushville accounts for about 0.2% of everyone in Indiana.
- Nationally: Rushville is the 4,278th-largest of 19,457 Census places in the dataset.
- Growth rank: Rushville ranks 284th among Indiana's 565 places for the 2020-to-2023 change.
- Versus Indiana: the state average change is +1.0%, while Rushville moved 0.1%.
- Density rank: Rushville is the 132nd most densely settled place in Indiana.
- Against the state median: Rushville runs about 1,804 residents per square mile, where the Indiana median is 1,375.
- Location: the Census Gazetteer records it at 39.6186, -85.4459.
- Nearest larger cities: Connersville (16 mi); Shelbyville (18 mi); Greensburg (19 mi); Greenfield (21 mi); New Castle (21 mi). Online lenders reach Rushville no matter how far the nearest branch is.
- Smaller places close by: Glenwood (8 mi); Carthage (11 mi); Dunreith (13 mi).
- Within a 50-mile radius: 126 smaller Census places.
- At 100 miles: 140 larger Census places fall inside that radius.
The anatomy of a Rushville personal loan
Rushville is a small town of about 6,191 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Rushville lender to disclose the APR and finance charge before you sign. The term you choose in Rushville decides the split between a comfortable payment and the total interest you pay.
The Rushville borrowing checklist
Before you hand your details to a lender in Rushville, where the population is near 6,191:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Indiana regulator's licence list.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Indiana; what changes is your credit file, not the fact that Rushville holds 6,191 people.
Where Rushville sits in Indiana
Rushville is the 108th-largest of 565 Census places in Indiana and contains about 0.2% of the state's people. For population change between 2020 and 2023, Rushville ranks 284th of 565 in Indiana (about the 50th percentile). By density, at about 1,804 people per square mile, it ranks 132nd in Indiana. Within 50 miles sit 126 smaller Census places, alongside the 31 that are larger.
Rushville: area, density and distance
The Census Gazetteer records about 3.4 square miles of land within Rushville, with no significant water area listed. With 6,191 residents, the land area yields roughly 1,804 people per square mile. The largest place in Indiana, Fort Wayne, lies about 103 miles away. Rushville has 31 larger places within a 50-mile radius. Within the same 50 miles lie 126 smaller Census places.
What Indiana law requires in Rushville
Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Rushville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Common questions
What are my options in Rushville if my credit is poor?
What loan size can I expect in Rushville?
Do I have to pledge anything to borrow in Rushville?
Does comparing loans in Rushville cost me credit score points?
Nearby places
- Glenwood, IN — population 240
- Carthage, IN — population 925
- Dunreith, IN — population 170
- Knightstown, IN — population 2,150
- Lewisville, IN — population 340
- Spiceland, IN — population 956
- Straughn, IN — population 260
- Greensboro, IN — population 125