Personal loans in Lewisville, IN
A 2020-to-2023 comparison shows Lewisville up by about 0.3%. For a borrower among the roughly 340 residents of Lewisville, a personal loan is a tool whose cost turns on the terms, not the address. The Census estimates 340 residents in Lewisville, which ranks it 449th of 565 places in Indiana. The closest larger city is Spiceland, IN about 5 miles away. For the 340 people in Lewisville, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Work out your debt-to-income ratio first; lenders weigh it heavily, and Lewisville's 340 residents are no exception.
The Lewisville data picture
What follows is Lewisville's place in the Census record, alongside the Indiana rules that govern a personal loan made here.
- Population: 340 — Lewisville ranks 449th of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 0.3% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
- Size percentile: Lewisville sits ahead of around 21% of Indiana places, at 340 people.
- Population density: about 1,323 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Lewisville ranks 478th among Indiana's 565 places, at 0.3 sq mi.
- Within Indiana: about 0.0% of the state's population lives in Lewisville.
- National rank: Lewisville sits 14,680th by population among the 19,457 places in this dataset.
- Growth in Indiana: Lewisville stands 265th by percentage change from 2020 to 2023, among 565 places.
- Versus Indiana: the state average change is +1.0%, while Lewisville moved 0.3%.
- Density rank: Lewisville is the 301st most densely settled place in Indiana.
- Density vs Indiana: Lewisville's 1,323 people per square mile compare with a state median of 1,375.
- Location: latitude 39.8066, longitude -85.3531 (Census Gazetteer).
- Nearest larger cities: Spiceland (5 mi); Dublin (8 mi); New Castle (8 mi); Knightstown (9 mi); Cambridge City (10 mi). Online lenders reach Lewisville no matter how far the nearest branch is.
- Smaller communities within reach: Straughn (3 mi); Dunreith (4 mi); Greensboro (8 mi).
- Smaller neighbours: 45 places smaller than Lewisville sit within 50 miles.
- At 100 miles: 480 larger Census places fall inside that radius.
The Lewisville borrowing checklist
These steps shape the offer you get in Lewisville, a place of about 340 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Indiana licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Lewisville and the rest of Indiana is not the process but the borrower's own file, among the 340 people here.
How lenders reach Lewisville
Lewisville is a moderately settled community of about 340 people, with 123 larger places inside a 50-mile radius. Distance to a branch rarely matters for Lewisville's 340 residents: the application is online and the price follows your credit file. The nearest bigger place is Spiceland, IN about 5 miles away.
What Indiana law requires in Lewisville
Below are the Indiana rules that apply to a loan made in Lewisville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
What shapes a Lewisville personal loan
Lewisville is a small community of about 340 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lewisville. Shortening the term on a Lewisville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Lewisville against the rest of Indiana
Among Indiana's 565 places, Lewisville sits at 449th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Lewisville stands 265th among Indiana's 565 places — roughly the 53th percentile. By density, at about 1,323 people per square mile, it ranks 301st in Indiana. Within 50 miles sit 45 smaller Census places, alongside the 123 that are larger.
Common questions
What are my options in Lewisville if my credit is poor?
What loan size can I expect in Lewisville?
Do I have to pledge anything to borrow in Lewisville?
Does comparing loans in Lewisville cost me credit score points?
Nearby places
- Straughn, IN — population 260
- Spiceland, IN — population 956
- Dunreith, IN — population 170
- New Castle, IN — population 17,329
- Greensboro, IN — population 125
- Dublin, IN — population 677
- Mount Auburn, IN — population 125
- Knightstown, IN — population 2,150