Personal loans in Dunreith, IN
With an estimated 170 residents, Dunreith is the 518th-largest of 565 places in Indiana. Dunreith is a small community in Indiana, with an estimated 170 residents, and every licensed lender here follows the same state rulebook.
A 2020-to-2023 comparison shows Dunreith up by about 1.2%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Dunreith's 170 residents are no exception. A lender that serves Dunreith operates under Indiana lending statutes and a Indiana supervisor. The nearest larger metro is Spiceland, IN about 3 miles away.
Borrowing in Dunreith: the local picture
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: the Census counts 170 residents in Dunreith (Vintage 2023 subcounty estimate), the 518th-largest figure among Indiana's 565 places.
- Population trend: Roughly 1.2% more residents than the 2020 Census counted.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: with 170 residents, Dunreith is larger than about 8% of Indiana's Census places.
- Population density: 1,371 people per square mile on 0.1 square miles of land.
- Land area: Dunreith covers 0.1 square miles, the 531st-largest area among Indiana's 565 places.
- Share of state population: Dunreith's 170 residents are about 0.0% of Indiana.
- Nationally: Dunreith is the 16,945th-largest of 19,457 Census places in the dataset.
- Growth rank: Dunreith's 2020-to-2023 change ranks 159th of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Dunreith moved 1.2%.
- Density rank: Dunreith places 284th among Indiana's places by people per square mile.
- Density in context: Dunreith's 1,371 people per square mile sit against a Indiana median of 1,375.
- Location: 39.8028, -85.4366 (US Census Bureau Gazetteer).
- Nearest larger cities: Spiceland (3 mi); Lewisville (4 mi); Knightstown (5 mi); Straughn (8 mi); Kennard (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Greensboro (5 mi); Cadiz (11 mi); Mount Auburn (13 mi).
- Smaller places within 50 miles: 21 of them.
- At 100 miles: 552 larger Census places fall inside that radius.
What to do before borrowing in Dunreith
A sensible order of operations for a loan in Dunreith, home to about 170 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Indiana licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
The process is identical across Indiana; what changes is your credit file, not the fact that Dunreith holds 170 people.
What shapes a Dunreith personal loan
With roughly 170 residents, Dunreith is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Dunreith loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Dunreith loan but raises total interest, so the smallest payment is not the cheapest loan.
Dunreith in state context
Among Indiana's 565 places, Dunreith sits at 518th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Dunreith stands 159th among Indiana's 565 places — roughly the 72th percentile. Its roughly 1,371 residents per square mile place it 284th among Indiana's places. In land area, Dunreith ranks 531st among Indiana's 565 places.
Indiana rules behind a Dunreith personal loan
This table holds the Indiana rate and licensing rules for consumer loans made to Dunreith's 170 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Land, water and location for Dunreith
Inside Dunreith's boundaries lie about 0.1 square miles of land, with no significant water area recorded. Spread across it are roughly 1,371 residents per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 90 miles. Within 50 miles of Dunreith there are 142 larger Census places. The 100-mile radius contains 552 larger places.
Common questions
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Nearby places
- Spiceland, IN — population 956
- Greensboro, IN — population 125
- Lewisville, IN — population 340
- Knightstown, IN — population 2,150
- Kennard, IN — population 450
- New Castle, IN — population 17,329
- Straughn, IN — population 260
- Carthage, IN — population 925