Personal loans in Roxton, TX

Roxton, Texas — home to about 556 people — is a small community, so the terms you are offered follow Texas law rather than any local rule. Roughly 556 residents live in Roxton, the 948th-largest community in Texas. From the 2020 Census base to the 2023 estimate, the population rose by about 1.1%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Roxton loan. The next larger city is Honey Grove, TX about 11 miles away.

What the Census records for Roxton

Roxton is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 556 — Roxton ranks 948th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: About 1.1% above the 2020 Census base.
• Net change: roughly 6 more people than the 2020 Census counted.
• Size percentile: about 23% of Texas's Census places are smaller than Roxton.
• Population density: about 644 people per square mile (Census land area 0.9 sq mi).
• Land area: Roxton covers 0.9 square miles, the 1,046th-largest area among Texas's 1,224 places.
• Share of Texas: Roxton holds about 0.0% of the state's population, some 556 people.
• National standing: Roxton ranks 12,730th of 19,457 US places.
• Growth rank: Roxton's 2020-to-2023 change ranks 740th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Roxton's 1.1%.
• Density in Texas: Roxton ranks 778th by people per square mile.
• Against the state median: Roxton runs about 644 residents per square mile, where the Texas median is 840.
• Location: latitude 33.5456, longitude -95.7249 (Census Gazetteer).
• Nearest larger cities: Honey Grove (11 mi); Cooper (12 mi); Paris (13 mi); Ladonia (15 mi); Reno (16 mi). Larger metros often have more branches, but online lenders reach Roxton on the same terms.
• Smaller communities within reach: Toco (9 mi); Pecan Gap (10 mi); Windom (16 mi).
• Smaller places within 50 miles: 24 of them.
• Within 100 miles: 265 places are larger than Roxton.

The geography behind Roxton

Roxton's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 644 people per square mile. The largest place in Texas, Houston, lies about 261 miles away. Within 50 miles of Roxton there are 46 larger Census places. The 100-mile radius contains 265 larger places.

Which Texas laws govern a loan in Roxton

These are Texas's sourced lending facts as they reach Roxton's 556 residents; the state has no city-level rate rule.

What to do before borrowing in Roxton

Before you apply in Roxton, a community of about 556, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Texas; what changes is your credit file, not the fact that Roxton holds 556 people.

How a Roxton personal loan is priced

With roughly 556 residents, Roxton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Roxton loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Roxton loan is knowable in advance — unlike a revolving card balance.

Roxton in state context

Among Texas's 1,224 places, Roxton sits at 948th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Roxton stands 740th among Texas's 1,224 places — roughly the 40th percentile. By density, at about 644 people per square mile, it ranks 778th in Texas. In land area, Roxton ranks 1,046th among Texas's 1,224 places.