Personal loans in Pecan Gap, TX

Pecan Gap is home to roughly 186 people and stands 1,166th by size out of 1,224 Census places in Texas. Rate ceilings, licensing requirements and product limits for Pecan Gap are all set at the Texas level. A 2020-to-2023 comparison shows Pecan Gap up by about 4.5%. For a bigger market, look to Ladonia, TX about 6 miles away.

Borrowing in Pecan Gap: the local picture

Set out below is Pecan Gap's local context next to the state-level rules that reach every lender here.

• Population: about 186 people live here, which puts Pecan Gap 1,166th of 1,224 Census places in Texas (Vintage 2023).
• Population trend: A rise of about 4.5% from 2020 to 2023.
• Net change: roughly 8 more people than the 2020 Census counted.
• Size percentile: roughly 5% of Texas places rank below Pecan Gap.
• Density: roughly 297 residents per square mile, spread over 0.6 sq mi of land.
• Land area: Pecan Gap covers 0.6 square miles, the 1,113th-largest area among Texas's 1,224 places.
• Within Texas: about 0.0% of the state's population lives in Pecan Gap.
• National rank: Pecan Gap is the 16,692nd most populous of the 19,457 Census places covered here.
• Growth in Texas: Pecan Gap stands 463rd by percentage change from 2020 to 2023, among 1,224 places.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Pecan Gap's 4.5%.
• Density rank: Pecan Gap is the 1,038th most densely settled place in Texas.
• Against the state median: Pecan Gap runs about 297 residents per square mile, where the Texas median is 840.
• Location: the Census Gazetteer records it at 33.4390, -95.8531.
• Nearest larger cities: Ladonia (6 mi); Roxton (10 mi); Cooper (10 mi); Honey Grove (11 mi); Windom (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Toco (19 mi); Neylandville (19 mi); Sun Valley (29 mi).
• Smaller neighbours: 8 places smaller than Pecan Gap sit within 50 miles.
• Within 100 miles: 342 places are larger than Pecan Gap.

Getting a loan in Pecan Gap

Pecan Gap is a lightly settled community of about 186 people, with 82 larger places inside a 50-mile radius. Distance to a branch rarely matters for Pecan Gap's 186 residents: the application is online and the price follows your credit file. The nearest larger city, Ladonia, TX about 6 miles away.

Land, water and location for Pecan Gap

Inside Pecan Gap's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 297 people per square mile. For the state's biggest city, Houston, the distance is roughly 254 miles. A 50-mile radius around Pecan Gap takes in 82 places that are larger. By land area it ranks 1,113th of 1,224 Texas places.

Texas consumer-lending rules applied in Pecan Gap

When Texas does not publish a figure, the row links to the source instead of inventing a number; Pecan Gap is bound by the same rules.

How a Pecan Gap personal loan is priced

In Pecan Gap, a small community of about 186, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Pecan Gap. Because the payment is fixed, the total cost of a Pecan Gap loan is knowable in advance — unlike a revolving card balance.

Pecan Gap's place among Texas's 1,224 places

Against Texas's other places, Pecan Gap accounts for about 0.0% of the state's population and ranks 1,166th of 1,224 by size. Its 2020-to-2023 change ranks 463rd of 1,224 Texas places, putting it near the 62th percentile for growth. By density, at about 297 people per square mile, it ranks 1,038th in Texas. Between 2020 and 2023 the count changed by roughly 8 residents.