Personal loans in Commerce, TX

Commerce is one of 1,224 Census places in Texas; its 9,467 residents put it at 256th. Rate-shopping from Commerce costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Commerce's 9,467 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. The next larger city is Greenville, TX about 15 miles away.

Local context for Commerce

Two layers matter for a Commerce borrower: the local population picture and Texas's consumer-lending statutes.

• Population: about 9,467 people live here, which puts Commerce 256th of 1,224 Census places in Texas (Vintage 2023).
• Population trend: About 4.2% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 380 residents.
• Size percentile: roughly 79% of Texas places rank below Commerce.
• Population density: about 1,138 people per square mile across 8.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Commerce ranks 257th among Texas's 1,224 places, at 8.3 sq mi.
• Water area: Commerce has 0.07 square miles of water, ranking 253rd of 1,224 places in Texas.
• Share of Texas: Commerce holds about 0.0% of the state's population, some 9,467 people.
• National rank: Commerce is 3,265th of 19,457 places nationwide.
• Growth rank: Commerce's 2020-to-2023 change ranks 492nd of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Commerce's 4.2%.
• Density in Texas: Commerce ranks 425th by people per square mile.
• Density in context: Commerce's 1,138 people per square mile sit against a Texas median of 840.
• Location: 33.2410 / -95.8989, per the US Census Bureau Gazetteer.
• Nearest larger cities: Greenville (15 mi); Sulphur Springs (18 mi); Bonham (29 mi); Royse City (30 mi); Fate (35 mi). Larger metros often have more branches, but online lenders reach Commerce on the same terms.
• Smaller communities within reach: Campbell (7 mi); Neylandville (7 mi); Cumby (8 mi).
• Within a 50-mile radius: 77 smaller Census places.
• Within 100 miles: 91 places are larger than Commerce.

The anatomy of a Commerce personal loan

In Commerce, a small town of about 9,467, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Commerce. Because the payment is fixed, the total cost of a Commerce loan is knowable in advance — unlike a revolving card balance.

Texas consumer-lending rules applied in Commerce

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Commerce lender must follow.

How Commerce compares across Texas

Within Texas, Commerce holds roughly 0.0% of all residents, the 256th-largest share among 1,224 places. On the 2020-to-2023 trend, Commerce stands 492nd among Texas's 1,224 places — roughly the 60th percentile. By density, at about 1,138 people per square mile, it ranks 425th in Texas. Between 2020 and 2023 the count changed by roughly 380 residents.

Commerce on the map

The Census Gazetteer records 8.3 square miles of land and 0.07 square miles of water within Commerce. With 9,467 residents, the land area yields roughly 1,138 people per square mile. Houston, the largest place in Texas, is about 241 miles from Commerce. Counting outward 50 miles, 22 larger communities surround Commerce. By land area it ranks 257th of 1,224 Texas places.

Borrowing reach in Commerce

Commerce is moderately settled, with about 1,138 people per square mile and 22 larger places within 50 miles. Distance to a branch rarely matters for Commerce's 9,467 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Greenville, TX about 15 miles away.