Personal loans in Neylandville, TX

At about 70 residents, Neylandville is larger than roughly 1% of the places in Texas. The nearest larger metro is Campbell, TX about 5 miles away. Consumer lending that reaches Neylandville's 70 residents is governed by Texas statute; no city ordinance changes it. For a community of about 70, the practical step is to compare APR across at least three lenders before committing.

The Neylandville data picture

Two layers matter for a Neylandville borrower: the local population picture and Texas's consumer-lending statutes.

• Population: a Census-estimated 70, 1,213th among Texas's 1,224 places (Vintage 2023).
• Population trend: Up about 4.5% from the 2020 Census base to the 2023 estimate.
• Absolute change: 3 residents added between 2020 and 2023.
• Size percentile: roughly 1% of Texas's places have fewer residents than Neylandville's 70.
• Population density: about 222 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Neylandville's 0.3 square miles rank 1,197th of 1,224 places in Texas.
• Within Texas: about 0.0% of the state's population lives in Neylandville.
• National rank: Neylandville is 18,655th of 19,457 places nationwide.
• Growth rank: Neylandville's 2020-to-2023 change ranks 464th of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while Neylandville moved 4.5%.
• Density in Texas: Neylandville ranks 1,101st by people per square mile.
• Against the state median: Neylandville runs about 222 residents per square mile, where the Texas median is 840.
• Location: 33.1955, -96.0164 (Census Gazetteer coordinates).
• Nearest larger cities: Campbell (5 mi); Commerce (7 mi); Greenville (8 mi); Cumby (11 mi); Celeste (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Hendrix (46 mi); Corral City (71 mi); Ashland (109 mi).
• Within a 50-mile radius: 1 smaller Census places.
• At 100 miles: 398 larger Census places fall inside that radius.

Where Neylandville sits

Neylandville covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 222 people per square mile. The largest place in Texas, Houston, lies about 238 miles away. Counting outward 50 miles, 108 larger communities surround Neylandville. By land area it ranks 1,197th of 1,224 Texas places.

Texas rules behind a Neylandville personal loan

This table holds the Texas rate and licensing rules for consumer loans made to Neylandville's 70 residents.

Neylandville's place among Texas's 1,224 places

Within Texas, Neylandville holds roughly 0.0% of all residents, the 1,213th-largest share among 1,224 places. On the 2020-to-2023 trend, Neylandville stands 464th among Texas's 1,224 places — roughly the 62th percentile. At about 222 people per square mile, Neylandville is the 1,101st most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 3 residents.

Inside a Neylandville personal loan

Most loans made to Neylandville's 70 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Neylandville lender to disclose the APR and finance charge before you sign. Shortening the term on a Neylandville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Steps to take before a Neylandville loan

Before you hand your details to a lender in Neylandville, where the population is near 70:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Neylandville-specific: the same Texas licensing and disclosure rules reach all 70 residents.