Personal loans in Paris, TX

Borrowers who want a bigger city can look to Greenville, TX about 50 miles away. Paris added about 2.0% to its population between the 2020 base and the 2023 estimate. Every figure below is Texas's own, applied to Paris's 24,969 residents, with the publisher and retrieval date attached. Use the calculator on this page to price an amount and term before you commit in Paris.

What the Census records for Paris

Set out below is Paris's local context next to the state-level rules that reach every lender here.

• Population: 24,969 — Paris ranks 126th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 2.0% since the 2020 count.
• Net change: roughly 493 more people than the 2020 Census counted.
• Size percentile: Paris sits ahead of around 90% of Texas places, at 24,969 people.
• Density: roughly 710 residents per square mile, spread over 35.2 sq mi of land.
• Land area rank: Paris's 35.2 square miles rank 67th of 1,224 places in Texas.
• Water area: Paris has 1.88 square miles of water, ranking 46th of 1,224 places in Texas.
• Share of state population: Paris's 24,969 residents are about 0.1% of Texas.
• National standing: Paris ranks 1,571st of 19,457 US places.
• Growth rank: Paris ranks 641st among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Paris moved 2.0%.
• Density in Texas: Paris ranks 716th by people per square mile.
• Density in context: Paris's 710 people per square mile sit against a Texas median of 840.
• Location: it lies at 33.6689, -95.5466 in the Census Gazetteer.
• Nearest larger cities: Greenville (50 mi); Denison (60 mi); Anna (62 mi); Sherman (62 mi); Princeton (65 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Reno (4 mi); Toco (6 mi); Sun Valley (7 mi).
• Smaller neighbours: 56 places smaller than Paris sit within 50 miles.
• Within 100 miles: 33 places are larger than Paris.

Land, water and location for Paris

The Census Gazetteer records 35.2 square miles of land and 1.88 square miles of water within Paris. Spread across it are roughly 710 residents per square mile. The largest place in Texas, Houston, lies about 268 miles away. A 50-mile radius around Paris takes in 0 places that are larger. Within the same 50 miles lie 56 smaller Census places.

What is available to Paris borrowers

Paris is a moderately settled community of about 24,969 people, with 0 larger places inside a 50-mile radius. A Texas licence lets a lender serve Paris without a local office, so branch density does not change what its 24,969 residents are offered. For a larger market, the closest option is Greenville, TX about 50 miles away.

How a Paris personal loan is priced

Paris is a smaller city of about 24,969 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Paris. Because the payment is fixed, the total cost of a Paris loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Paris

Below are the Texas rules that apply to a loan made in Paris, each with the regulator that issued it.

Paris in state context

Paris is the 126th-largest of 1,224 Census places in Texas and contains about 0.1% of the state's people. For population change between 2020 and 2023, Paris ranks 641st of 1,224 in Texas (about the 48th percentile). At about 710 people per square mile, Paris is the 716th most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 493 residents.