Personal loans in Rowesville, SC
The roughly 246 people who live in Rowesville borrow under South Carolina rules; city hall sets no personal-loan rate. By population, Rowesville sits at 222nd in South Carolina, with an estimated 246 residents.
Borrowers who want a bigger city can look to Branchville, SC about 8 miles away. The 2020 count to the 2023 estimate shows about 2.0% decline in Rowesville. Every figure below is South Carolina's own, applied to Rowesville's 246 residents, with the publisher and retrieval date attached. Pull your credit reports and line up at least three offers before you apply from Rowesville.
Rowesville: the sourced local profile
Read the local figures below as context; read the sourced South Carolina table as the rulebook a lender here must follow.
- Population: the Census counts 246 residents in Rowesville (Vintage 2023 subcounty estimate), the 222nd-largest figure among South Carolina's 271 places.
- Population trend: Lower by roughly 2.0% since the 2020 count.
- Absolute change: 5 residents lost between 2020 and 2023.
- Size percentile: about 18% of South Carolina communities are smaller than Rowesville (246 residents).
- Density: roughly 295 residents per square mile, spread over 0.8 sq mi of land.
- Land area: Rowesville covers 0.8 square miles, the 236th-largest area among South Carolina's 271 places.
- State share: roughly 0.0% of South Carolina's residents live in Rowesville (246 people).
- National standing: Rowesville ranks 15,821st of 19,457 US places.
- Growth rank: Rowesville ranks 211th among South Carolina's 271 places for the 2020-to-2023 change.
- Versus South Carolina: the state average change is +2.6%, while Rowesville moved 2.0%.
- Density rank: Rowesville is the 192nd most densely settled place in South Carolina.
- Density in context: Rowesville's 295 people per square mile sit against a South Carolina median of 584.
- Location: 33.3722 / -80.8362, per the US Census Bureau Gazetteer.
- Nearest larger cities: Branchville (8 mi); Orangeburg (9 mi); Bowman (9 mi); Bamberg (12 mi); Cameron (15 mi). Lenders licensed in the state serve Rowesville whether or not they keep a local branch.
- Smaller places nearby: Cordova (7 mi); Cope (10 mi); Reevesville (17 mi).
- Smaller neighbours: 20 places smaller than Rowesville sit within 50 miles.
- Within 100 miles: 181 places are larger than Rowesville.
Inside a Rowesville personal loan
Rowesville is a small community of about 246 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Rowesville lender to disclose the APR and finance charge before you sign. The term you choose in Rowesville decides the split between a comfortable payment and the total interest you pay.
Where Rowesville sits in South Carolina
Set beside South Carolina's 271 places, Rowesville ranks 222nd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 211th of 271 South Carolina places, putting it near the 22th percentile for growth. Its roughly 295 residents per square mile place it 192nd among South Carolina's places. By land area, its 0.8 square miles rank 236th of 271 places in South Carolina.
Rowesville: area, density and distance
Inside Rowesville's boundaries lie about 0.8 square miles of land, with no significant water area recorded. The resulting density is about 295 people per square mile. For the state's biggest city, Charleston, the distance is roughly 63 miles. Counting outward 50 miles, 56 larger communities surround Rowesville. The 100-mile radius contains 181 larger places.
Lender access in Rowesville
With about 295 residents per square mile, Rowesville is lightly settled, and 56 larger Census places sit within 50 miles. What is available to Rowesville's 246 borrowers is set by South Carolina licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Branchville, SC about 8 miles away.
How South Carolina law applies in Rowesville
These are South Carolina's sourced lending facts as they reach Rowesville's 246 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Common questions
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Nearby places
- Cordova, SC — population 133
- Branchville, SC — population 971
- Orangeburg, SC — population 13,280
- Bowman, SC — population 765
- Cope, SC — population 32
- Bamberg, SC — population 2,985
- Cameron, SC — population 371
- Reevesville, SC — population 195