Personalloaner

Personal loans in Reevesville, SC

With roughly 195 residents, Reevesville is a small community, and the lending rules its borrowers live under are written in South Carolina, not by the city. With 195 residents, Reevesville outranks about 14% of the communities in South Carolina. Population in Reevesville dropped about 3.5% over the three years from 2020 to 2023. State law, not city hall, decides what a lender may do to Reevesville's roughly 195 residents, and a state regulator supervises it. If debt is already a strain, a nonprofit credit counsellor can help Reevesville residents before they take on more. Borrowers who want a bigger city can look to St. George, SC about 4 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Reevesville

Set out below is Reevesville's local context next to the state-level rules that reach every lender here.

How a Reevesville personal loan is priced

In Reevesville, a small community of about 195, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Reevesville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Reevesville loan is knowable in advance — unlike a revolving card balance.

Reevesville in state context

Reevesville is the 232nd-largest of 271 Census places in South Carolina and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 247th of 271 South Carolina places, putting it near the 9th percentile for growth. Its roughly 121 residents per square mile place it 243rd among South Carolina's places. By land area, its 1.6 square miles rank 183rd of 271 places in South Carolina.

Getting a loan in Reevesville

At roughly 121 people per square mile, Reevesville is lightly settled; 59 larger places lie within 50 miles. A South Carolina licence lets a lender serve Reevesville without a local office, so branch density does not change what its 195 residents are offered. The nearest larger city, St. George, SC about 4 miles away.

The South Carolina lending rules that reach Reevesville

The rows below set out what a licensed lender must follow in South Carolina, and so for Reevesville's roughly 195 residents.

RuleDetailSource
State lending regulatorSouth Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance)
Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading).		South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Small-loan / installment lender licensingConsumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29).
Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%."		South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Supervised loan threshold (state-specific rule)Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances.
Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)).		South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16

Reevesville on the map

Reevesville covers about 1.6 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 121 people per square mile. The state's population centre of gravity, Charleston, is roughly 46 miles away. Within 50 miles of Reevesville there are 59 larger Census places. Within the same 50 miles lie 16 smaller Census places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Reevesville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Reevesville is the same as anywhere in South Carolina.
What loan size can I expect in Reevesville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Reevesville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Reevesville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related