Personal loans in St. George, SC
A personal loan in St. George is priced from your credit file and income, not from the fact that the city holds 1,834 people. Census figures put the 2020-to-2023 decrease in St. George at about 0.2%. St.
George ranks 122nd of 271 places in South Carolina, with a population near 1,834. Begin with the payment, then weigh APR and total interest across the lenders that reach St. George's 1,834 residents. Lenders active in St. George report to a South Carolina supervisor, identified in the sourced rows below. The nearest larger city is Walterboro, SC about 20 miles away.
Where St. George stands
Here is the sourced Census picture for St. George, plus the South Carolina lending rules that apply to a loan taken out here.
- Population: 1,834 residents; St. George is the 122nd-largest of 271 places in South Carolina (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.2%.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: about 55% of South Carolina's Census places are smaller than St. George.
- Population density: about 644 people per square mile across 2.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: St. George ranks 138th among South Carolina's 271 places, at 2.8 sq mi.
- State share: roughly 0.1% of South Carolina's residents live in St. George (1,834 people).
- National rank: St. George is 7,943rd of 19,457 places nationwide.
- Growth rank: St. George ranks 162nd among South Carolina's 271 places for the 2020-to-2023 change.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against St. George's 0.2%.
- Density in South Carolina: St. George ranks 129th by people per square mile.
- Against the state median: St. George runs about 644 residents per square mile, where the South Carolina median is 584.
- Location: mapped by the US Census Bureau at 33.1861, -80.5795.
- Nearest larger cities: Walterboro (20 mi); Summerville (26 mi); Orangeburg (27 mi); Bamberg (27 mi); Denmark (33 mi). Lenders licensed in the state serve St. George whether or not they keep a local branch.
- Smaller communities close by: Reevesville (4 mi); Harleyville (8 mi); Bowman (13 mi), each with its own Census population profile.
- Smaller places within 50 miles: 55 of them.
- At 100 miles: 87 larger Census places fall inside that radius.
Land, water and location for St. George
St. George covers about 2.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 644 people per square mile. The largest place in South Carolina, Charleston, lies about 43 miles away. A 50-mile radius around St. George takes in 21 places that are larger. By land area it ranks 138th of 271 South Carolina places.
Borrowing reach in St. George
At roughly 644 people per square mile, St. George is moderately settled; 21 larger places lie within 50 miles. What is available to St. George's 1,834 borrowers is set by South Carolina licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Walterboro, SC about 20 miles away.
St. George in state context
St. George is the 122nd-largest of 271 Census places in South Carolina and contains about 0.1% of the state's people. On the 2020-to-2023 trend, St. George stands 162nd among South Carolina's 271 places — roughly the 40th percentile. At about 644 people per square mile, St. George is the 129th most densely settled place in South Carolina. In land area, St. George ranks 138th among South Carolina's 271 places.
Which South Carolina laws govern a loan in St. George
For the roughly 1,834 residents of St. George, the rules below are South Carolina's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
What shapes a St. George personal loan
With roughly 1,834 residents, St. George is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than St. George's rank of 122nd in South Carolina: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a St. George loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Reevesville, SC — population 195
- Harleyville, SC — population 718
- Bowman, SC — population 765
- Holly Hill, SC — population 1,252
- Branchville, SC — population 971
- Smoaks, SC — population 98
- Cottageville, SC — population 711
- Ridgeville, SC — population 1,629