Personal loans in Cameron, SC

Personal loans in Cameron are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 371 population. Cameron is home to roughly 371 people and stands 203rd by size out of 271 Census places in South Carolina.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Rate-shopping from Cameron costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The trend for Cameron between 2020 and 2023 is downward by roughly 1.1%. State law, not city hall, decides what a lender may do to Cameron's roughly 371 residents, and a state regulator supervises it. Borrowers who want a bigger city can look to St. Matthews, SC about 8 miles away.

Borrowing in Cameron: the local picture

Cameron is a small community; the notes below cover its population profile and the statewide rules that apply.

Cameron in state context

Among South Carolina's 271 places, Cameron sits at 203rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Cameron stands 185th among South Carolina's 271 places — roughly the 32th percentile. By density, at about 119 people per square mile, it ranks 244th in South Carolina. By land area, its 3.1 square miles rank 130th of 271 places in South Carolina.

The Cameron borrowing checklist

A sensible order of operations for a loan in Cameron, home to about 371 people:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Model the payment on the calculator before a lender models it for you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Look the lender up in the South Carolina regulator's licence records before you sign.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Be clear on what the loan is for and how it gets repaid.

The process is identical across South Carolina; what changes is your credit file, not the fact that Cameron holds 371 people.

Land, water and location for Cameron

Cameron covers about 3.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 119 people per square mile. Charleston, the largest place in South Carolina, is about 66 miles from Cameron. Within 50 miles of Cameron there are 53 larger Census places. By land area it ranks 130th of 271 South Carolina places.

Getting a loan in Cameron

Cameron is a lightly settled community of about 371 people, with 53 larger places inside a 50-mile radius. Lenders licensed in South Carolina reach Cameron's 371 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is St. Matthews, SC about 8 miles away.

Which South Carolina laws govern a loan in Cameron

This table holds the South Carolina rate and licensing rules for consumer loans made to Cameron's 371 residents.

RuleDetailSource
State lending regulatorSouth Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance)
Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading).		South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Maximum legal interest rate (usury cap)8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points).
Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)).		South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted.
Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)).		South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cameron if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cameron is the same as anywhere in South Carolina.
What loan size can I expect in Cameron?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cameron?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cameron cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related