Personal loans in Rossburg, OH
Rossburg is a small community of about 157 residents, and a personal loan taken out here is governed by Ohio statute. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Rossburg loan.
By population, Rossburg sits at 855th in Ohio, with an estimated 157 residents. State law, not city hall, decides what a lender may do to Rossburg's roughly 157 residents, and a state regulator supervises it. Rossburg shed about 1.3% of its population between the 2020 base and the 2023 estimate. The closest larger place is Ansonia, OH about 5 miles away.
Where Rossburg stands
Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.
- Population: 157 — Rossburg ranks 855th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.3% between 2020 and 2023.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: about 7% of Ohio's Census places are smaller than Rossburg.
- Density: roughly 1,121 residents per square mile, spread over 0.1 sq mi of land.
- Land area: Rossburg covers 0.1 square miles, the 884th-largest area among Ohio's 924 places.
- Share of state population: Rossburg's 157 residents are about 0.0% of Ohio.
- Nationally: Rossburg is the 17,186th-largest of 19,457 Census places in the dataset.
- Growth rank: Rossburg's 2020-to-2023 change ranks 539th of 924 places in Ohio.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Rossburg's 1.3%.
- Density rank: Rossburg places 547th among Ohio's places by people per square mile.
- Density in context: Rossburg's 1,121 people per square mile sit against a Ohio median of 1,289.
- Location: it lies at 40.2802, -84.6383 in the Census Gazetteer.
- Nearest larger cities: Ansonia (5 mi); North Star (5 mi); Burkettsville (5 mi); Osgood (9 mi); Versailles (9 mi). Larger metros often have more branches, but online lenders reach Rossburg on the same terms.
- Smaller towns nearby: New Weston (4 mi); Yorkshire (8 mi); Salamonia (14 mi).
- Smaller neighbours: 16 places smaller than Rossburg sit within 50 miles.
- Larger places within 100 miles: 622.
Ohio consumer-lending rules applied in Rossburg
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Rossburg lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
How lenders reach Rossburg
At roughly 1,121 people per square mile, Rossburg is moderately settled; 163 larger places lie within 50 miles. Lenders licensed in Ohio reach Rossburg's 157 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Ansonia, OH about 5 miles away.
Rossburg's place among Ohio's 924 places
Among Ohio's 924 places, Rossburg sits at 855th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 539th of 924 Ohio places, putting it near the 42th percentile for growth. Its roughly 1,121 residents per square mile place it 547th among Ohio's places. In land area, Rossburg ranks 884th among Ohio's 924 places.
A practical checklist for Rossburg borrowers
Complete these steps first when you borrow in Rossburg (157 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Rossburg-specific: the same Ohio licensing and disclosure rules reach all 157 residents.
The geography behind Rossburg
Inside Rossburg's boundaries lie about 0.1 square miles of land, with no significant water area recorded. Spread across it are roughly 1,121 residents per square mile. The state's population centre of gravity, Columbus, is roughly 90 miles away. Counting outward 50 miles, 163 larger communities surround Rossburg. By land area it ranks 884th of 924 Ohio places.
Common questions
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Nearby places
- New Weston, OH — population 122
- Ansonia, OH — population 1,149
- Burkettsville, OH — population 265
- North Star, OH — population 222
- St. Henry, OH — population 2,602
- Yorkshire, OH — population 104
- Osgood, OH — population 299
- Versailles, OH — population 2,714