Personal loans in Rossburg, OH

Rossburg is a small community of about 157 residents, and a personal loan taken out here is governed by Ohio statute. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Rossburg loan.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

By population, Rossburg sits at 855th in Ohio, with an estimated 157 residents. State law, not city hall, decides what a lender may do to Rossburg's roughly 157 residents, and a state regulator supervises it. Rossburg shed about 1.3% of its population between the 2020 base and the 2023 estimate. The closest larger place is Ansonia, OH about 5 miles away.

Where Rossburg stands

Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.

Ohio consumer-lending rules applied in Rossburg

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Rossburg lender must follow.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

How lenders reach Rossburg

At roughly 1,121 people per square mile, Rossburg is moderately settled; 163 larger places lie within 50 miles. Lenders licensed in Ohio reach Rossburg's 157 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Ansonia, OH about 5 miles away.

Rossburg's place among Ohio's 924 places

Among Ohio's 924 places, Rossburg sits at 855th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 539th of 924 Ohio places, putting it near the 42th percentile for growth. Its roughly 1,121 residents per square mile place it 547th among Ohio's places. In land area, Rossburg ranks 884th among Ohio's 924 places.

A practical checklist for Rossburg borrowers

Complete these steps first when you borrow in Rossburg (157 residents):

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Model the payment on the calculator before a lender models it for you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Confirm the lender holds a Ohio licence by checking the regulator named above.
  5. Test the payment against your current bills before you commit.
  6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Rossburg-specific: the same Ohio licensing and disclosure rules reach all 157 residents.

The geography behind Rossburg

Inside Rossburg's boundaries lie about 0.1 square miles of land, with no significant water area recorded. Spread across it are roughly 1,121 residents per square mile. The state's population centre of gravity, Columbus, is roughly 90 miles away. Counting outward 50 miles, 163 larger communities surround Rossburg. By land area it ranks 884th of 924 Ohio places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Rossburg if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Rossburg is the same as anywhere in Ohio.
What loan size can I expect in Rossburg?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Rossburg?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Rossburg cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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