Personal loans in Burkettsville, OH
For a borrower among the roughly 265 residents of Burkettsville, a personal loan is a tool whose cost turns on the terms, not the address.
Rate ceilings, licensing requirements and product limits for Burkettsville are all set at the Ohio level. With 265 residents, Burkettsville outranks about 16% of the communities in Ohio. Verify the lender's Ohio licence against the regulator named below before borrowing in Burkettsville. Census figures put the 2020-to-2023 decrease in Burkettsville at about 1.9%. The closest larger city is St. Henry, OH about 5 miles away.
Local context for Burkettsville
What follows is Burkettsville's place in the Census record, alongside the Ohio rules that govern a personal loan made here.
- Population: about 265 people live here, which puts Burkettsville 775th of 924 Census places in Ohio (Vintage 2023).
- Population trend: Roughly 1.9% fewer residents than the 2020 Census counted.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 16% of the places in Ohio, with 265 residents in Burkettsville.
- Population density: about 1,532 people per square mile (Census land area 0.2 sq mi).
- Land area: Burkettsville covers 0.2 square miles, the 862nd-largest area among Ohio's 924 places.
- State population share: Burkettsville accounts for about 0.0% of everyone in Ohio.
- National rank: Burkettsville sits 15,548th by population among the 19,457 places in this dataset.
- Growth in Ohio: Burkettsville stands 696th by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: Burkettsville's 1.9% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Burkettsville is the 342nd most densely settled place in Ohio.
- Against the state median: Burkettsville runs about 1,532 residents per square mile, where the Ohio median is 1,289.
- Location: 40.3529 / -84.6427, per the US Census Bureau Gazetteer.
- Nearest larger cities: St. Henry (5 mi); Osgood (8 mi); Fort Recovery (8 mi); Coldwater (9 mi); Ansonia (10 mi). Living near a larger metro rarely changes what is available in Burkettsville.
- Smaller communities within reach: New Weston (1 mi); North Star (4 mi); Rossburg (5 mi).
- Within a 50-mile radius: 37 smaller Census places.
- At 100 miles: 576 larger Census places fall inside that radius.
Where Burkettsville sits in Ohio
Burkettsville is the 775th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. For population change between 2020 and 2023, Burkettsville ranks 696th of 924 in Ohio (about the 25th percentile). Its roughly 1,532 residents per square mile place it 342nd among Ohio's places. By land area, its 0.2 square miles rank 862nd of 924 places in Ohio.
The Burkettsville borrowing checklist
Before you apply in Burkettsville, a community of about 265, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Ohio licence with the regulator listed on this page.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
In Burkettsville as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 265 residents.
The geography behind Burkettsville
Burkettsville's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,532 people per square mile. Columbus, the largest place in Ohio, is about 91 miles from Burkettsville. A 50-mile radius around Burkettsville takes in 141 places that are larger. Within the same 50 miles lie 37 smaller Census places.
Getting a loan in Burkettsville
With about 1,532 residents per square mile, Burkettsville is moderately settled, and 141 larger Census places sit within 50 miles. Whether Burkettsville has a local branch or not, a Ohio-licensed lender can serve its 265 people online on the same terms. The nearest larger city, St. Henry, OH about 5 miles away.
Ohio consumer-lending rules applied in Burkettsville
Read the table as a lender's compliance picture for Burkettsville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
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Nearby places
- New Weston, OH — population 122
- St. Henry, OH — population 2,602
- Rossburg, OH — population 157
- North Star, OH — population 222
- Coldwater, OH — population 4,712
- Ansonia, OH — population 1,149
- Fort Recovery, OH — population 1,476
- Osgood, OH — population 299