Personal loans in North Star, OH

North Star lost roughly 1.3% of its population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help North Star residents before they take on more. The nearest larger metro is Osgood, OH about 4 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach North Star's 222 residents.

Local context for North Star

The figures below are North Star's own — Census population, land area and coordinates — followed by the Ohio rules.

• Population: an estimated 222 residents, 804th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 1.3% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: bigger than about 13% of the places in Ohio, with 222 residents in North Star.
• Population density: about 434 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: North Star ranks 683rd among Ohio's 924 places, at 0.5 sq mi.
• Share of Ohio: North Star holds about 0.0% of the state's population, some 222 people.
• Nationally: North Star is the 16,143rd-largest of 19,457 Census places in the dataset.
• Growth in Ohio: North Star stands 561st by percentage change from 2020 to 2023, among 924 places.
• Versus Ohio: the state average change is +0.9%, while North Star moved 1.3%.
• Density rank: North Star is the 835th most densely settled place in Ohio.
• Against the state median: North Star runs about 434 residents per square mile, where the Ohio median is 1,289.
• Location: mapped by the US Census Bureau at 40.3243, -84.5689.
• Nearest larger cities: Osgood (4 mi); Burkettsville (4 mi); St. Henry (7 mi); Versailles (8 mi); Ansonia (8 mi). Online lenders reach North Star no matter how far the nearest branch is.
• Smaller communities within reach: Yorkshire (4 mi); New Weston (4 mi); Rossburg (5 mi).
• Smaller places within 50 miles: 27 of them.
• At 100 miles: 603 larger Census places fall inside that radius.

What Ohio law requires in North Star

Read the table as a lender's compliance picture for North Star: the rule, the sourced figure, the publisher and the date.

North Star in state context

Among Ohio's 924 places, North Star sits at 804th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, North Star stands 561st among Ohio's 924 places — roughly the 39th percentile. By density, at about 434 people per square mile, it ranks 835th in Ohio. In land area, North Star ranks 683rd among Ohio's 924 places.

Borrowing reach in North Star

At roughly 434 people per square mile, North Star is lightly settled; 155 larger places lie within 50 miles. Whether North Star has a local branch or not, a Ohio-licensed lender can serve its 222 people online on the same terms. The nearest larger city, Osgood, OH about 4 miles away.

Land, water and location for North Star

Inside North Star's boundaries lie about 0.5 square miles of land, with no significant water area recorded. With 222 residents, the land area yields roughly 434 people per square mile. The state's population centre of gravity, Columbus, is roughly 87 miles away. Within 50 miles of North Star there are 155 larger Census places. By land area it ranks 683rd of 924 Ohio places.

How personal loans work in North Star

In North Star, a small community of about 222, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a North Star loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a North Star loan but raises total interest, so the smallest payment is not the cheapest loan.