Personal loans in Roseburg, OR

Rate-shopping from Roseburg costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Lenders active in Roseburg report to a Oregon supervisor, identified in the sourced rows below. The trend for Roseburg between 2020 and 2023 is upward by roughly 0.8%. The closest larger city is Grants Pass, OR about 55 miles away.

Where Roseburg stands

Roseburg is a smaller city; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 23,861, 26th among Oregon's 240 places (Vintage 2023).
• Population trend: Up about 0.8% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 196 more people than the 2020 Census counted.
• Size percentile: Roseburg's 23,861 people outrank roughly 89% of the places in Oregon.
• Land and density: 10.8 square miles of land carry roughly 2,216 residents per square mile.
• Land area: Roseburg covers 10.8 square miles, the 21st-largest area among Oregon's 240 places.
• Water area: Roseburg has 0.19 square miles of water, ranking 38th of 240 places in Oregon.
• Share of state population: Roseburg's 23,861 residents are about 0.8% of Oregon.
• National rank: Roseburg is 1,640th of 19,457 places nationwide.
• Growth rank: Roseburg ranks 96th among Oregon's 240 places for the 2020-to-2023 change.
• Versus Oregon: the state average change is +0.7%, while Roseburg moved 0.8%.
• Density rank: Roseburg is the 87th most densely settled place in Oregon.
• Density vs Oregon: Roseburg's 2,216 people per square mile compare with a state median of 1,575.
• Location: 43.2236 / -123.3520, per the US Census Bureau Gazetteer.
• Nearest larger cities: Grants Pass (55 mi); Eugene (59 mi); Springfield (60 mi); Medford (66 mi); Corvallis (93 mi). Online lenders reach Roseburg no matter how far the nearest branch is.
• Nearest smaller places: Winston (8 mi); Sutherlin (11 mi); Oakland (14 mi).
• Within a 50-mile radius: 17 smaller Census places.
• At 100 miles: 6 larger Census places fall inside that radius.

How a Roseburg personal loan is priced

A Roseburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 23,861 residents. A lender serving Roseburg's 23,861 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Roseburg loan is knowable in advance — unlike a revolving card balance.

How Oregon law applies in Roseburg

These are Oregon's sourced lending facts as they reach Roseburg's 23,861 residents; the state has no city-level rate rule.

Roseburg: area, density and distance

Roseburg covers about 10.8 square miles of land, with 0.19 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 2,216 people per square mile. Portland, the largest place in Oregon, is about 164 miles from Roseburg. Within 50 miles of Roseburg there are 0 larger Census places. By land area it ranks 21st of 240 Oregon places.

How lenders reach Roseburg

Roseburg is fairly dense, with about 2,216 people per square mile and 0 larger places within 50 miles. Lenders licensed in Oregon reach Roseburg's 23,861 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Grants Pass, OR about 55 miles away.

Where Roseburg sits in Oregon

Roseburg is the 26th-largest of 240 Census places in Oregon and contains about 0.8% of the state's people. For population change between 2020 and 2023, Roseburg ranks 96th of 240 in Oregon (about the 60th percentile). By density, at about 2,216 people per square mile, it ranks 87th in Oregon. Between 2020 and 2023 the count changed by roughly 196 residents.