Personal loans in Canyonville, OR
The trend for Canyonville between 2020 and 2023 is upward by roughly 1.3%. Two households in Canyonville with comparable incomes can still be offered different rates; the city's 1,662 residents are not the reason.
Canyonville ranks 135th of 240 places in Oregon, with a population near 1,662. The closest larger city is Myrtle Creek, OR about 7 miles away. Every figure below is Oregon's own, applied to Canyonville's 1,662 residents, with the publisher and retrieval date attached. Verify the lender's Oregon licence against the regulator named below before borrowing in Canyonville.
Canyonville by the numbers
What follows is Canyonville's place in the Census record, alongside the Oregon rules that govern a personal loan made here.
- Population: a Census-estimated 1,662, 135th among Oregon's 240 places (Vintage 2023).
- Population trend: Up about 1.3% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 21 more people than the 2020 Census counted.
- Size percentile: roughly 44% of Oregon's places have fewer residents than Canyonville's 1,662.
- Land and density: 1.1 square miles of land carry roughly 1,568 residents per square mile.
- Land area: Canyonville covers 1.1 square miles, the 138th-largest area among Oregon's 240 places.
- State share: roughly 0.1% of Oregon's residents live in Canyonville (1,662 people).
- National rank: Canyonville sits 8,330th by population among the 19,457 places in this dataset.
- Growth rank: Canyonville ranks 76th among Oregon's 240 places for the 2020-to-2023 change.
- State comparison: Oregon's places average +0.7% for 2020-to-2023, against Canyonville's 1.3%.
- Density rank: Canyonville places 121st among Oregon's places by people per square mile.
- Density in context: Canyonville's 1,568 people per square mile sit against a Oregon median of 1,575.
- Location: the Census Gazetteer records it at 42.9273, -123.2789.
- Nearest larger cities: Myrtle Creek (7 mi); Winston (15 mi); Roseburg (21 mi); Sutherlin (32 mi); Shady Cove (32 mi). Lenders licensed in the state serve Canyonville whether or not they keep a local branch.
- Nearest smaller places: Riddle (5 mi); Glendale (15 mi); Oakland (34 mi).
- Smaller places within 50 miles: 7 of them.
- At 100 miles: 36 larger Census places fall inside that radius.
What to do before borrowing in Canyonville
Before you hand your details to a lender in Canyonville, where the population is near 1,662:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Oregon regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Canyonville-specific: the same Oregon licensing and disclosure rules reach all 1,662 residents.
Where Canyonville sits
Canyonville covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,662 residents, the land area yields roughly 1,568 people per square mile. The largest place in Oregon, Portland, lies about 183 miles away. Counting outward 50 miles, 13 larger communities surround Canyonville. By land area it ranks 138th of 240 Oregon places.
Lender access in Canyonville
With about 1,568 residents per square mile, Canyonville is moderately settled, and 13 larger Census places sit within 50 miles. What is available to Canyonville's 1,662 borrowers is set by Oregon licensing and your own credit, not by how many branches are nearby. The nearest larger city, Myrtle Creek, OR about 7 miles away.
Oregon rules behind a Canyonville personal loan
This table holds the Oregon rate and licensing rules for consumer loans made to Canyonville's 1,662 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Unlicensed lending consequence (state-specific rule) | Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees). Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% per annum default legal rate where the parties have not agreed to a rate. Source says: "The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum" (ORS 82.010(1)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
How a Canyonville personal loan is priced
With roughly 1,662 residents, Canyonville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Canyonville. Shortening the term on a Canyonville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Canyonville if my credit is poor?
What loan size can I expect in Canyonville?
Do I have to pledge anything to borrow in Canyonville?
Does comparing loans in Canyonville cost me credit score points?
Nearby places
- Riddle, OR — population 1,224
- Myrtle Creek, OR — population 3,501
- Winston, OR — population 5,678
- Glendale, OR — population 864
- Roseburg, OR — population 23,861
- Sutherlin, OR — population 8,652
- Oakland, OR — population 951
- Grants Pass, OR — population 39,149