Personal loans in Yoncalla, OR

Yoncalla is home to roughly 1,038 people and stands 161st by size out of 240 Census places in Oregon. Consumer lending that reaches Yoncalla's 1,038 residents is governed by Oregon statute; no city ordinance changes it. From the 2020 Census base to the 2023 estimate, the population rose by about 2.2%. A larger market lies at Drain, OR about 4 miles away.

Yoncalla by the numbers

Here is the sourced Census picture for Yoncalla, plus the Oregon lending rules that apply to a loan taken out here.

• Population: 1,038 residents; Yoncalla is the 161st-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.2% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 22 residents.
• Size percentile: about 33% of Oregon communities are smaller than Yoncalla (1,038 residents).
• Population density: about 1,545 people per square mile (Census land area 0.7 sq mi).
• By land area: Yoncalla ranks 179th among Oregon's 240 places, at 0.7 sq mi.
• State share: roughly 0.0% of Oregon's residents live in Yoncalla (1,038 people).
• National standing: Yoncalla ranks 10,069th of 19,457 US places.
• Growth rank: Yoncalla ranks 49th among Oregon's 240 places for the 2020-to-2023 change.
• Against the state trend: Yoncalla's 2.2% change compares with a Oregon average of +0.7% across its 240 places.
• Density rank: Yoncalla is the 123rd most densely settled place in Oregon.
• Density vs Oregon: Yoncalla's 1,545 people per square mile compare with a state median of 1,575.
• Location: the Census Gazetteer records it at 43.6002, -123.2924.
• Nearest larger cities: Drain (4 mi); Sutherlin (15 mi); Cottage Grove (18 mi); Roseburg (26 mi); Creswell (26 mi). Larger metros often have more branches, but online lenders reach Yoncalla on the same terms.
• Smaller towns nearby: Oakland (12 mi); Elkton (14 mi); Westfir (41 mi).
• Smaller places within 50 miles: 4 of them.
• At 100 miles: 66 larger Census places fall inside that radius.

The geography behind Yoncalla

Inside Yoncalla's boundaries lie about 0.7 square miles of land, with no significant water area recorded. That land carries about 1,545 people per square mile. Portland, the largest place in Oregon, is about 137 miles from Yoncalla. Counting outward 50 miles, 23 larger communities surround Yoncalla. By land area it ranks 179th of 240 Oregon places.

The Oregon lending rules that reach Yoncalla

This table holds the Oregon rate and licensing rules for consumer loans made to Yoncalla's 1,038 residents.

Getting a loan in Yoncalla

Yoncalla is a moderately settled community of about 1,038 people, with 23 larger places inside a 50-mile radius. Distance to a branch rarely matters for Yoncalla's 1,038 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Drain, OR about 4 miles away.

How Yoncalla compares across Oregon

Yoncalla is the 161st-largest of 240 Census places in Oregon and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 49th of 240 Oregon places, putting it near the 80th percentile for growth. At about 1,545 people per square mile, Yoncalla is the 123rd most densely settled place in Oregon. Between 2020 and 2023 the count changed by roughly 22 residents.

Inside a Yoncalla personal loan

With roughly 1,038 residents, Yoncalla is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Yoncalla can be quoted different APRs on the same amount and term. Shortening the term on a Yoncalla loan raises the monthly payment but cuts the interest; lengthening it does the reverse.