Personal loans in Rosebud, TX

With roughly 1,339 residents, Rosebud is a small community, and the lending rules its borrowers live under are written in Texas, not by the city. To lend to Rosebud's 1,339 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Rosebud loan. The closest larger city is Cameron, TX about 15 miles away.

Where Rosebud stands

The figures below are Rosebud's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: an estimated 1,339 residents, 723rd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 3.4% from 2020 to 2023.
• Absolute change: 44 residents added between 2020 and 2023.
• Size percentile: about 41% of Texas's Census places are smaller than Rosebud.
• Population density: 1,665 people per square mile on 0.8 square miles of land.
• Land area rank: Rosebud's 0.8 square miles rank 1,065th of 1,224 places in Texas.
• State population share: Rosebud accounts for about 0.0% of everyone in Texas.
• Nationally: Rosebud is the 9,139th-largest of 19,457 Census places in the dataset.
• Growth rank: Rosebud ranks 543rd among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Rosebud moved 3.4%.
• Density in Texas: Rosebud ranks 242nd by people per square mile.
• Density vs Texas: Rosebud's 1,665 people per square mile compare with a state median of 840.
• Location: the Census Gazetteer records it at 31.0757, -96.9745.
• Nearest larger cities: Cameron (15 mi); Marlin (17 mi); Troy (21 mi); Little River-Academy (23 mi); Bruceville-Eddy (23 mi). Living near a larger metro rarely changes what is available in Rosebud.
• Smaller places nearby: Lott (10 mi); Buckholts (17 mi); Rogers (18 mi).
• Smaller neighbours: 28 places smaller than Rosebud sit within 50 miles.
• At 100 miles: 125 larger Census places fall inside that radius.

What to do before borrowing in Rosebud

Complete these steps first when you borrow in Rosebud (1,339 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Texas regulator's records to confirm the lender is licensed here.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Rosebud-specific: the same Texas licensing and disclosure rules reach all 1,339 residents.

The geography behind Rosebud

Rosebud covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,665 people per square mile. The largest place in Texas, Houston, lies about 130 miles away. A 50-mile radius around Rosebud takes in 33 places that are larger. By land area it ranks 1,065th of 1,224 Texas places.

How a Rosebud personal loan is priced

Most loans made to Rosebud's 1,339 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Rosebud's 1,339 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Rosebud loan is knowable in advance — unlike a revolving card balance.

Texas consumer-lending rules applied in Rosebud

Texas has no separate rate rule for Rosebud; the sourced rows below are what reach every lender that serves its 1,339 people.

How Rosebud compares across Texas

Within Texas, Rosebud holds roughly 0.0% of all residents, the 723rd-largest share among 1,224 places. Its 2020-to-2023 change ranks 543rd of 1,224 Texas places, putting it near the 56th percentile for growth. At about 1,665 people per square mile, Rosebud is the 242nd most densely settled place in Texas. The population moved by about 44 people between 2020 and 2023, a 3.4% shift.